Agricultural/Commercial Loan Officer

Job Description

Job Description

Agriculture/Commercial Loan Officer – Minot, ND

Location: Minot, North Dakota
Compensation: Competitive base

Are you an experienced Ag/Commercial lender ready to own your portfolio, grow your relationships, and make a meaningful impact in your community? North Star Community Credit Union is seeking a results-driven professional to originate, manage, and supervise our commercial loan portfolio while shaping agricultural lending strategy in the Minot region.

The Ideal Candidate

• 3–5 years of commercial or agricultural lending experience
• Expertise in North Dakota agricultural markets
• Proven success with large-scale crop and livestock producers, agribusiness operations, or complex farm financing structures
• Experience managing significant agricultural loan portfolios in rural financial institutions
• Strong analytical skills and ability to structure creative, tailored lending solutions
• Relationship-focused, results-driven, autonomous, and ready to lead
• Bachelor’s degree or equivalent industry certification preferred

Key Responsibilities

• Originate, Manage, and Supervise Loans: Take ownership of North Star’s commercial loan portfolio, maintaining and improving asset quality while developing new and existing business relationships
• Business Development: Grow your portfolio by cultivating high-value agricultural and commercial clients in the Minot area
• Financial Analysis & Structuring: Review business financials, assess risk, and structure loans that maximize client success and portfolio performance
• Portfolio Oversight & Compliance: Monitor assets, ensure regulatory compliance, and maintain accurate, up-to-date documentation
• Member & Community Engagement: Provide strategic guidance to members and represent North Star in industry and local events to strengthen relationships and lending opportunities

Why This Role Stands Out

• Portfolio Ownership: Full autonomy to manage and grow your book of business
• Impact & Influence: Directly support agricultural leaders and businesses while shaping lending strategy in your region
• Professional Growth: Leadership opportunities and ability to influence North Star’s agricultural lending approach
• Culture: Collaborative, high-performing, and community-focused

Benefits

• Competitive base salary
• Comprehensive health, dental, and vision coverage
• Employer-supported retirement plan
• Paid time off and holidays
• Community-focused, collaborative culture

Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

Other Skills: Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills; ability to use related software required.

Your Next Move:
If you’re ready to take full ownership of your portfolio, expand your influence, and drive meaningful results in the Minot area, we want to hear from you.