Retirement & Insurance Sales Representative

Job Description

Retirement & Insurance Sales Representative – Pre-Set Client Appointments

Want to spend more time meeting with interested clients and less time cold calling, buying leads, or chasing friends and family?

At MeridianLight , we give agents a structured system designed around client appointments, professional training, technology, and ongoing support.

We specialize in helping teachers and public employees with retirement planning , including tax-efficient retirement and financial protection strategies using products such as Indexed Universal Life (IUL) insurance and annuities .

Our goal is simple: help agents spend more time having meaningful client conversations and building their business.

What Makes MeridianLight Different

• ✅ Pre-Set Appointments — Meet with prospective clients who have expressed interest instead of relying primarily on cold calling

• ✅ Specialized Market — Focus on teachers, educators, and public employees with retirement planning needs

• ✅ 2-Week Structured Onboarding — Learn our appointment process, products, technology, and sales system

• ✅ Training & Mentorship — Receive ongoing coaching and professional development

• ✅ AI-Powered Technology — Access CRM tools, scripts, automation, and AI-assisted resources

• ✅ 100% Remote — Conduct client appointments virtually from anywhere in the U.S.

• ✅ Flexible Schedule — Build your work schedule around your availability

Compensation

• Performance-based income (commission)

• Typical commission per sale: $2,000–$3,000+

• Top performers may earn $10,000–$25,000+ per month

• No cap on commission earnings

Actual earnings vary based on individual production, product, case size, and sales performance. Compensation is not guaranteed.

What You'll Do

• Meet virtually with pre-scheduled prospective clients

• Learn about each client's financial situation, retirement goals, and concerns

• Educate clients about available retirement and financial protection strategies

• Present appropriate life insurance, IUL, and annuity solutions based on client needs

• Build professional, trust-based client relationships

• Follow up with prospective and existing clients

• Manage appointments and client activity through our CRM

• Follow a structured sales and documentation process

• Participate in ongoing training and professional development

Ideal Candidate

• Interested in life insurance, IUL, annuities, and retirement planning

• Strong communication and interpersonal skills

• Comfortable speaking with clients through Zoom and other virtual platforms

• Self-motivated, coachable, and goal-oriented

• Able to work independently in a remote environment

• Interested in building a long-term, performance-based income

• Previous sales, insurance, financial services, education, or other client-facing experience is helpful but not required

Qualifications

• Active life insurance license or willingness to obtain the appropriate license before conducting insurance sales

• Must reside in the United States

• Strong organization and time-management skills

• Comfortable using CRM systems and virtual communication tools

• Ability to follow established sales and compliance procedures

• Commitment to ongoing learning and professional development

Important Note

This is a 1099 independent contractor, commission-based opportunity , not a salaried or hourly position.

Products include life insurance, Indexed Universal Life (IUL) , and fixed/fixed-indexed annuity solutions used for retirement and financial protection planning.

Individual results vary. Earnings are based on personal production and sales performance and are not guaranteed.