Credit Analyst

Job Title

Mange all aspects of managing assigned accounts. Maintain records of assigned customers who take goods and services on credit or on an installment basis and ensure that the company receives dues timely. Must establish and maintain effective work relationships with new and existing customers through a high degree of professionalism and excellent interpersonal/communication skills.

Must be able to assist the Manager of Credit with recommendations on credit application approval/denial based on research and analysis.

Essential duties and responsibilities:

• Reviews credit application
• Establishes lines of credit
• Conducts financial analysis including 3rd party report review
• Makes recommendations to the Manager of Credit.
• Prioritizes credit reviews for existing accounts
• Contacts customer and sales department
• Process & maintain lien rights on customers in the divisions assigned.
• Coordinate activities with internal departments, such as Accounts Receivable and Invoicing
• Ensures proper follow-up
• Performs other related duties as required and assigned

Requirements

• Associate degree in finance or related field, is preferred but not required.
• 2 years of Accounts Receivable, Finance and/or Credit experience, preferred.

Job knowledge, skills and abilities:

• Technical skills in account reconciliation, credit extensions, payment plans, etc.
• Planning and organization: an ability to plan and manage multiple projects.
• Strong customer orientation.
• Attention to detail.
• Problem analysis and problem resolution.
• Excellent interpersonal and communication skills.
• High-performance teams and a strong team player.
• Computer proficiency: Word and Excel.

Benefits: At The Bay Family of Companies, we believe in taking care of our employees. We offer a comprehensive and competitive benefits package designed to support the health and well-being of our employees & their families.

• Health benefits to include medical, dental and vision insurance. A wellness program with incentives.
• Financial security with a 401(k) with a generous company match, a Health Savings Account option, and life & disability insurance for unexpected events.
• Work-life balance supported by a generous amount of paid time off and holidays to recharge.
• Additional perks include employee discounts, company events and recognition programs.

***This employment advertisement is not applicable to individuals who reside in the states of California or Colorado.***