Loan Officer III

Job Description

Job Description

Loan Officer III - Mortgage & Business Lending
Help Dreams Take Shape. Grow Your Career. Make a Real Impact.

Are you the kind of lending expert who loves helping people's dreams come true-whether that's a family buying their first home or a small business expanding into something amazing? If so, we want you on our team!

We're looking for a dynamic Loan Officer III to take the lead in both mortgage and business lending. In this role, you'll guide members confidently through the lending process from application to closing, delivering personalized, friendly, and efficient service every step of the way. You'll also play a key role in strengthening our lending team by mentoring other loan officers and making a meaningful impact in the communities we serve.

What You'll Do

• Interview, analyze, and process mortgage and business loan applications with confidence and care

• Clearly communicate loan decisions and next steps to members

• Ensure loan files are accurate, compliant, and completed on time

• Build strong, lasting relationships with members, realtors, contractors, and local business partners

• Stay current on lending trends, regulations, and secondary market requirements

• Provide sound financial guidance and cross-offer products that genuinely benefit our members

• Work with programs including Freddie Mac, Fannie Mae, USDA, VA, FHA, and business lending portfolios

• Present quarterly lending reports to the Board of Directors

• Conduct on-site visits with business lending accounts

What You Bring

• An Associate's Degree in Finance or 6+ years of lending experience

• Proven secondary market experience

• Excellent communication skills and a relationship-driven mindset

• Confidence managing complex mortgage and business loan transactions

• A desire to lead, mentor others, and contribute at a senior level

Our Culture & Values

At 1st Community Credit Union, our work is guided by the values of Community, Communication, Courage, and Collaboration . We are committed to continuous improvement, professional development, and delivering a standout experience for every member we serve.

Why You'll Love Working Here

At 1st Community Credit Union, you're not just taking a job-you're joining a mission. Your work will have real impact, strengthening our cooperative philosophy of People Helping People .

We offer:

• Competitive compensation, including incentive pay

• Generous benefits

• Strong support for professional growth and development

• A team-focused environment that respects work/life balance

• A supportive, community-oriented culture that celebrates your contributions

If you're looking for meaningful work, supportive colleagues, and opportunities to grow both professionally and personally, you'll find your place here.

1st CCU is an Equal Employment Opportunity (EEO) employer. It is the policy of 1st CCU to provide equal employment opportunities to all qualified applicants regardless of their race, color, religion, sex, age, national origin, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by state or federal law.