Business-Line Risk Manager - Consumer & Mortgage Performing Operations

Business-Line Risk Manager

U.S. Bank is seeking a highly effective and dynamic Business-Line Risk Manager to lead corporate functions risk oversight for performing operations within consumer and business banking operations. This role will partner across the three lines of defense to drive consistent risk management practices, influence business decisions, and enhance the control environment across high-risk operational processes. Success will be measured through proactive risk identification and mitigation, sustainable control improvements, and strong cross-functional collaboration to mitigate regulatory and operational risk.

Responsibilities include:

• Partner with the business to serve as the primary risk advisor for assigned consumer and business banking operations business unit.
• Build strong relationships with business leaders to identify risks early and influence decisions.
• Translate complex risk topics into clear, actionable recommendations.
• Support risk assessments, control evaluation, and ongoing monitoring activities.
• Identify emerging risks related to business changes, strategic initiatives, and regulatory expectations.
• Ensure risks are documented and managed in alignment with enterprise frameworks.
• Contribute to risk governance routines, including reporting on key risk themes and trends.
• Promote consistency and discipline in risk management practices.
• Develop and deliver concise materials for leadership discussion.
• Provide risk guidance on transformation efforts, new initiatives, and process changes.
• Ensure early risk engagement to improve outcomes and reduce rework.
• Partner with cross-functional teams to assess impacts to risk and control environments.
• Support issue identification, root cause analysis, and remediation efforts.
• Challenge and validate corrective actions to ensure sustainable solutions.
• Collaborate with audit, compliance, and risk partners to drive strong outcomes.

Basic qualifications include:

• Typically more than six years of applicable experience.
• Bachelor's degree, or equivalent work experience.

Preferred skills/experience include:

• Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business.
• Considerable understanding of the business line's operations, products/services, systems, and associated risks/controls.
• Thorough knowledge of risk/compliance/audit competencies.
• Strong analytical, process facilitation, and project management skills.
• Effective presentation, interpersonal, written, and verbal communication skills.
• Effective relationship building and negotiation skills.
• Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations.
• Applicable professional certifications.

Location expectations include working onsite from a U.S. Bank location three or more days per week.

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security, and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and safe leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status, and other factors protected under applicable law.

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00