Finance Manager

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About The Finance Team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision‑making. From day‑to‑day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About The Team We are seeking a highly analytical and strategic finance leader to join the Strategic Finance team, supporting our Horizontal business lines. Strategic Finance plays a central role in shaping company strategy, enabling executive decision‑making, and driving performance against key objectives. This role sits within the Revenue Finance group—a high‑impact, lean team with broad cross‑functional ownership. The role will own consolidated top line forecasting across users and the loan portfolio, and partner closely with Analytics, Credit, Capital, and Investor Relations to develop a cohesive narrative on portfolio performance. You will operate as a strategic thought partner to senior leadership, leading critical workstreams across planning, forecasting, and performance management. The role will proactively generate insights that cut through ambiguity, drive action, and inform innovation, while shaping high‑impact decisions and identifying opportunities to scale the business efficiently and profitably. What you'll do Serve as the primary finance partner to Credit, Capital, Product, and Investor Relations, representing Revenue Finance in key forums and driving alignment on performance and priorities Build and own assumption‑driven User and portfolio loan mix models by partnering cross‑functionally to validate inputs, pressure‑test key drivers, and ensure outputs reflect current business dynamics Monitor performance against forecast across portfolio, user, and segment levels; diagnose variances, identify root causes, and deliver forward‑looking insights on user trends and the overall loan portfolio to inform adjustments and drive action Own consolidated reporting across Top of Funnel, Conversion, Users, Volume, and Loan Mix; synthesize key drivers including mix, credit, pricing, and commercial impacts Provide decision support on strategic initiatives, evaluating trade‑offs and P&L implications to inform business and investment decisions Translate complex analyses into clear, executive‑ready narratives that drive insight, inform strategy, and align cross‑functional stakeholders What we look for Proven ability to operate with ownership and influence in a fast‑paced, ambiguous environment, with strong critical thinking and problem‑solving skills 8+ years of experience in analytical roles (e.g., strategic finance, investment banking, consulting, data science, or analytics), with demonstrated impact on business outcomes Strong business judgment, with the ability to connect detailed analyses to broader strategic context and executive‑level decisions Experience partnering with senior stakeholders and influencing decisions across cross‑functional teams Expert in financial modeling; working knowledge of SQL and experience with data visualization tools (e.g., Sigma or similar) preferred Nice to Have Familiarity with fintech, lending and payments business model Experience leveraging AI‑driven tools (e.g., Cursor, Claude Code) to enhance analytical workflows and insight generation Pay Grade M Equity Grade 8 Employees new to Affirm typically come in at the start of the pay range. Affirms focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job‑related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - $230,000 USA base pay range (all other U.S. states) per year: $160,000 - $210,000 Please note that visa sponsorship is not available for this position. Affirm is proud to be a remote‑first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. A limited number of roles remain office‑based due to the nature of their job responsibilities. Benefits Health care coverage – affirm covers all premiums for all levels of coverage for you and your dependents Flexible Spending Wallets – generous stipends for spending on technology, food, various lifestyle needs, and family‑forming expenses Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge ESPP – an employee stock purchase plan enabling you to buy shares of affirm at a discount We believe it’s on us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the SanFrancisco Fair Chance Ordinance and LosAngeles Fair Chance Initiative for Hiring Ordinance, affirm will consider for employment qualified applicants with arrest and conviction records. #J-18808-Ljbffr