Residential Post Closer

We are changing FINANCE to finance CHANGE!

Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. We are the first commercial bank with a mission of reducing atmospheric CO2. Climate First Bank is the third bank started and scaled by serial bank entrepreneur, Ken LaRoe. Having started and sold Florida Choice Bank and First Green Bank, Mr. LaRoe has launched Climate First Bank as a built to last, values based, financial institution. Our first branch opened for business on June 1, 2021, in St. Petersburg, Florida and we have since expanded into the Central Florida market.

We are looking for a Residential Post Closer to ensuring the accurate and timely completion of all post-closing activities for residential mortgage loans. This role involves reviewing loan documents, coordinating with various stakeholders, and ensuring compliance with regulatory requirements.

Join us in this exciting start-up experience and take your career to a level unattainable in a traditional bank environment. Please send a resume to apply.

Benefits:

• Competitive compensation
• Employer paid medical, vision and dental insurance
• Employer paid disability and life insurance
• 401k match
• Employee Stock Options
• Compelling incentive plans
• Employee only rates for certain loan products
• Working with an amazing team of dedicated and like-minded individuals!
• Being part of an exciting venture with amazing opportunities for growth and opportunities!

Responsibilities:

• Review and verify all loan documents for accuracy and completeness.
• Ensure all post-closing conditions are met and documented.
• Coordinate with title companies, lenders, and other parties to resolve any discrepancies or issues.
• Prepare and submit final loan packages for either secondary market sale or holding in the bank's loan portfolio.
• Receive and account for all loan sales and transaction fees.
• Monitor and track the status of post-closing tasks to ensure timely completion.
• Communicate effectively with internal and external stakeholders to facilitate the post-closing process.
• Ensure compliance with all regulatory requirements and company policies.
• Maintain accurate reports of all trailing documentation from public records and title insurance companies and assist with audits as requested.
• Continuously improve post-closing processes and procedures to enhance efficiency and accuracy.

Requirements:

• High school diploma or equivalent required; associate's or bachelor's degree in finance, business, or related field preferred.
• A minimum of 2 years of experience in mortgage loan processing, closing, or post-closing.
• Strong knowledge of residential mortgage loan documents and post-closing procedures.
• A resourceful self-starter with strong attention to detail and excellent organizational skills.
• Ability to work independently and manage multiple tasks simultaneously.
• Excellent communication and interpersonal skills. Ability to anticipate needs and effectively communicate with a variety of stakeholders.
• Proficiency in Microsoft Office Suite and loan processing software.
• Knowledge of regulatory requirements and compliance standards in the mortgage industry.

Physical Demands:

* Sustained standing and sitting;

* Frequent use of PC, including typing or sustained attention to monitor;

* Occasional lifting of basic office files or equipment up to 20 lbs.

Climate First Bank recognizes that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. We place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans