Auto Claims Adjuster

Quick Summary You’ll manage collision, comprehensive, and disputed liability auto claims across multiple states, including Florida. 3+ years of auto claims experience and an active Adjuster’s license required. The Opportunity Our Claims team is growing, and we’re looking for an Auto Claims Adjuster to help us process and resolve auto damage claims quickly and accurately across multiple states. You’ll manage collision, comprehensive, and third‑party property damage claims, along with disputed liability claims and Medpay‑only first‑party injury claims, with a particular focus on Florida. This is a chance to sharpen your liability analysis skills on contested claims, contribute to conversations on claim trends and recovery opportunities, and help shape how the property damage unit operates day to day. Your Responsibilities Manage a full caseload of collision, comprehensive, third‑party property damage, disputed liability, and Medpay‑only claims Investigate and document claims from first report through resolution, evaluating vehicle damage, determining coverage, and assessing liability on contested files Review estimates and negotiate repair or total‑loss settlements directly with appraisers and repair facilities Analyze claims exposure, set reserves, and drive negotiation strategy on complex files Draft coverage letters and resolve disputed liability claims across multiple states, including Florida Maintain active adjuster licensing and CE credits across all required states, staying current on statutory changes and case law Mentor junior adjusters through file reviews and coverage questions Build and maintain vendor relationships with appraisers and repair facilities to drive faster claim resolutions Success in This Role In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You’ll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin’s mission forward. Along the way, you’ll deliver outcomes that make a real difference for both Kinfolk and the customers we serve. By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you’ve helped make. Full ownership of a multi‑state caseload, including contested liability, Medpay and total‑loss files. Resolving claims accurately and on time with little need for oversight and consistently meeting the team’s benchmarks for cycle time and quality. Become a trusted resource on disputed auto liability and coverage determination, drafting clear coverage letters and raising the quality and consistency of decisions across the unit. Build strong working relationships with internal and external stakeholders, across different functional departments, providing additional insights on claim trends, reserving and recovery opportunities that improve both unit and organizational results. What You’ll Bring 3+ years of auto claims adjusting experience Experience handling Florida auto claims, including Florida’s insurance code and PIP statute; experience in additional states (e.g., Texas, Georgia, Colorado, Arizona) a plus Experience investigating and resolving disputed liability claims, including coverage analysis and determination Experience handling Medical Payments coverage claims; PIP handling experience a plus Proven ability to mentor junior adjusters, leading file reviews and coaching through complex claims Experience working directly for an insurance carrier Familiarity with Excel, Snapsheet, and Slack Active adjuster license in good standing, with willingness to obtain additional state licenses as needed How We Hire We will accept applications for this position until July 31, 2026. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in‑house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions. Expect prompt updates and feedback following interviews, interviews with recruiters, hiring managers and team members, skills assessment relevant to the position if applicable, and genuine, thoughtful human interaction at every step. How We Support You We offer a comprehensive, competitive benefits program, allowing you to choose the benefits that are best for you and your family, starting on the first day of the month following your start date. Core Benefits Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level 401(k) with company match up to 4% of eligible earnings Multiple medical plan options, plus dental and vision coverage Company‑funded HSA contributions (based on medical plan selection) Company‑paid life insurance and short‑term disability Health & Wellbeing A variety of supplemental benefit options, including long‑term disability, critical illness, accident, legal, and pet insurance Access to mental health support and confidential counseling resources Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company‑observed holidays Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non‑birthing parents Growth & Development Career mobility and internal growth opportunities across the organization Professional development budgets for certifications, conferences, and learning available, subject to management approval Where We Work We are a remote‑first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration. For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full‑time in one of the states listed above. For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full‑time in Ontario to be considered. State locations and specifics are subject to change as our hiring requirements shift. EEOC Statement Kin is proud to be an Equal Employment Opportunity and affirmative action employer. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. If you require accommodation, please contact us by sending an email to View email address on click.appcast.io. #J-18808-Ljbffr Midwest Startups