Treasury Liquidity Analyst (US)

Work Location: New York, New York, United States of America Hours: 40 Pay Details: $61,880 - $99,320 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line Of Business: Finance Job Description: The Liquidity methodology group provides specialized analytical and advisory support within U.S. Liquidity Management. They analyze product-level activity, investigate material balance movements and emerging issues, and translate complex financial and regulatory data into actionable liquidity insights for management and key stakeholders. Develops and maintains analytical tools, supports committee and regulatory requests, and advances initiatives to improve data quality, analytical capabilities, and process efficiency. The Treasury Liquidity Analyst conducts analysis, reporting, monitoring, forecasting and/or reconciliation activities, develops applications, and/or provides technical support. This role contributes to the development of liquidity methodology and assumptions, processes, policies/frameworks and/or systems to support Liquidity Risk Management. Provides accurate, efficient, and comprehensive reporting and analysis, and supports Committee and/or regulatory requests. Depth & Scope: Experienced working professional role providing specialized business services, advisory or processes/program support within their own area of specialty Requires experienced, conceptual and practical knowledge within their own specialty and knowledge of broader related areas Accountable for own work, may act as an escalation point or knowledge resource for others in their own area Leads projects or workstreams within broader projects with moderate risk and accountable for managing ongoing activities, processes and functional programs Works within broad guidelines/policies and independently performs tasks from end to end Solves moderately complex problems by taking a new perspective on existing solutions Exercises judgment based on the analysis of multiple sources of information Conveys business context when providing guidance within field of specialty to internal or external stakeholders Work performed under minimal management guidance and supervision Identifies and leads problem resolution Education & Experience: Undergraduate degree preferred 3+ years of experience Preferred Qualifications: Experience working in SQL, Python Prior experience with Treasury is preferred Experience with stress testing as well as 2052a rule /reporting is also preferred Experience applying approved artificial intelligence tools to research, analysis, knowledge discovery, or workflow improvement. Prior experience in banking and/or a financial services Strong written and verbal communication skills Customer Accountabilities: Provides analytical support to all areas within the team and/or organization Develops, implements, and maintains systems and applications to extract data from product systems Prepares and presents funding and risk management reports Develops, documents and maintains applications as assigned by manager Evaluates the intraday and cashflow forecasting of the bank as it pertains to the cash management process Analyzes changes in the liability and asset portfolios, evaluates trends, and reconciles cash flow activity Evaluates product and customer in behavior stress scenarios and provides views on concentration for funding Participates in the stress testing processes and provides Liquidity SME view in larger enterprise-wide undertakings Provides and assists in regulatory and internal management reporting on a timely and accurate basis Supports ongoing reviews with 1B, 2nd line and 3rd line functions Shareholder Accountabilities: Contributes to various operational activities and processes as assigned Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk activities as necessary Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices Acquire and apply expertise in the discipline, provide guidance, assistance and direction to others Adheres to internal policies/procedures and applicable regulatory guidelines Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issue/points of interest Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate Contributes to a fair, positive and equitable environment that supports a diverse workforce Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package: Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development: If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding: We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process: We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation: TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at View email address on click.appcast.io. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. #J-18808-Ljbffr TD