Associate Underwriter

Position Summary The Property & Casualty Underwriting Associate supports the underwriting process by maintaining accurate policy data, evaluating risk, and assisting with premium calculations and documentation. This role ensures high-quality service to clients and agents while adhering to underwriting guidelines, regulatory requirements, and company standards. What will your job entail? Job Responsibilities: Review and update existing policies to ensure accurate data and appropriate pricing for renewals Communicate with clients and agents to gather required underwriting information and resolve inquiries Provide guidance on insurance products, underwriting appetite, and policy requirements Prepare, review, and organize documentation for underwriting submissions and policy issuance Conduct risk assessments for new and renewal business, including standard and non-standard exposures Support premium calculations by applying rating guidelines and underwriting rules accurately Generate and maintain reports on underwriting activity, performance metrics, and key data points Assist with internal and external audits by providing underwriting documentation and records Ensure compliance with company policies, industry regulations, and underwriting standards Collaborate with underwriting team members to support workflow, data accuracy, and process efficiency Serve as a primary point of contact for customers and agents, delivering responsive and high-quality service Education: Bachelor’s degree in Risk Management, Actuarial Science, Business Administration, or a related field Equivalent combination of education and relevant experience may be considered Experience: Minimum of 6 months of experience in Property & Casualty underwriting or a related insurance role Licenses & Certifications Must meet eligibility requirements for state Property & Casualty and/or surplus lines licensing Chartered Property Casualty Underwriter (CPCU) designation is preferred Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment. How We Support Our Teammates Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more. The target salary range for this position is $68,200.00 - $85,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at View email address on click.appcast.io The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. A multi-time winner of Newsweek’s Most Loved Workplaces and Insurance Business’s Top Insurance Employers, Ryan Specialty is home to some of the brightest talent in the insurance industry. Join our team and help provide innovative solutions for insurance brokers, agents and carriers. Talent Network Not seeing the right job opening? To learn more about future opportunities Introduce yourself and join our talent network Benefits Curious about Ryan Specialty’s benefits? Explore our employee benefits here! Ryan Specialty, LLC and its affiliates (“Ryan Specialty”) do not accept unsolicited resumes or candidate profiles submitted by any staffing agencies, placement services or professional recruiters (“Agencies”), including any submissions made through our website or to email accounts of Ryan Specialty employees. Agencies must be registered in Ryan Specialty’s agency portal and have a fully executed contract for service between Ryan Specialty and the Agency. Agency fee agreements will only be valid if provided in such fully executed contract between Ryan Specialty and the Agency. Any unsolicited resume or candidate profile received from an Agency without prior approval from Ryan Specialty’s HR department and in compliance with Ryan Specialty’s candidate submission process shall be considered unsolicited, gratuitous and property of Ryan Specialty for recruiting purposes and, as such, is not subject to payment of any Agency fees.