Underwriting Intern

Underwriting InternDive into the heart of real estate lending as Lima One Capital's Underwriting Intern, supporting both the Residential Transition Lending (RTL) underwriting teams (Core and Strategic Accounts) and the Multifamily underwriting team. You'll gain hands-on exposure to underwriting workflows across two distinct lending businesses, jumping into process improvement, systems and SOP support, client coordination, deal management, and financial analysis. Reporting to the Underwriting Manager, you'll see firsthand how credit decisions get made and what it takes to move deals forward in a fast-paced, regulated environment. If you're a student fascinated by real estate finance, credit underwriting, and the operational engine behind a lending business, this is your chance to learn by doing and make a real impact.ResponsibilitiesRTL Underwriting Support (Core & Strategic Accounts)Assist in reviewing, updating, and maintaining Standard Operating Procedures (SOPs) for underwriting workflowsSupport process improvement initiatives aimed at increasing efficiency, consistency, and accuracy across the underwriting pipelineHelp evaluate and refine systems and tools used in underwriting, including loan origination system workflows and data intake/reportingAssist with client-facing coordination, including gathering documentation, tracking outstanding items, and supporting communication between underwriters and brokers/borrowersPerform financial and credit analysis in support of underwriting decisions, including borrower financials, deal structure, and collateral analysisSupport deal management and pipeline tracking to help ensure deals move through stages on schedule and with proper documentationMultifamily Underwriting SupportAssist with financial spreading and analysis of borrower-provided operating statements (P&Ls, T12s, rent rolls)Support preparation of underwriting packages, including market and comparable analysisHelp maintain data accuracy and consistency across multifamily underwriting models and templatesCross-Functional / GeneralIdentify inefficiencies or inconsistencies in current workflows and propose practical improvementsAssist in documenting process changes to support internal knowledge continuity and audit readinessCollaborate with underwriters, credit analysts, and operations staff across both RTL and Multifamily teamsMaintain confidentiality and proper handling of sensitive borrower, deal, and company information at all times, consistent with company policyRequirementsBachelor's degree or pursuing a degree in Real Estate, Finance, or other related field (e.g., Accounting, Economics, Business Administration, or Computer Science/Data Analytics)Excellent communication skills, both verbal and written, and ability to read nonverbal cuesStrong analytical and quantitative skills, with the ability to interpret financial statements and other numeric dataAdvanced proficiency in Microsoft Excel; experience with financial modeling or data analysis is a plusBasic knowledge of, or coursework in, computer science, data analytics, or artificial intelligence tools, with an interest in applying technology to improve underwriting processesHighly detail-oriented and organized, with the ability to manage multiple tasks and deadlines in a fast-paced environmentAbility to maintain confidentiality and exercise sound judgment when handling sensitive borrower and company informationPrior internship, coursework, or project experience in real estate, credit, or financial analysis is a plus but not requiredProgram DetailsLocation: Onsite in Greenville, SC. Join us in our thoughtfully designed headquarters in the heart of downtown Greenville (parking is paid for!). Housing assistance available for qualified individuals.Duration: 11 weeks - Monday, May 17th to Friday, July 30th, 2027Hours: Monday through Friday, 8:30am to 5:30pmPay: All our interns are paid for the work they perform, hourly rate dependent on positionWhat We OfferOn-the-Job Learning: Roll up your sleeves on projects that matter1-on-1 Time with Senior Leaders: Get insights you won't find in booksLearning Sessions: Master Excel, understand credit, and learn to investInternship Outings: Networking meets unforgettable summer experiencesBold Culture: Team spirit, celebrations, and a people-first mindsetWhy Lima One?At Lima One Capital we're relentlessly focused on a simple but powerful goal: to be the nation's premier lender for real estate investors. Inspired by that vision, every member of our team is driven by our mission to create opportunities for our customers and employees by educating, empowering, and financing real estate investors who are building, improving, and stabilizing their neighborhoods and communities nationwide.Loans Funded: $10+ billion in loans funded, 30k loans closed since 2010Geography: 46 states + D.C. where we revitalize neighborhoodsEmployees: ~250 employees with competitive benefits and perksStability: Backed by the immense resources of MFA Financial, a publicly traded mortgage REIT with 25 years of proven successVeteran Founded: Founded by 2 US Marine Corps veterans, we proudly approach every deal and decision with grit, determination, boldness, and integrityRecognized by the Inc.5000 as one of America's fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, and new construction projects. The company is distinguished as one of South Carolina's Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina. Learn more about us at limaone.com.Lima One Capital does not sponsor H1B Visas. To be considered for employment, a candidate must be authorized to work in the United States for any employer and not require sponsorship, now or in the future.Notice to Third Party Recruiters and AgenciesLima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email View email address on click.appcast.io (Subject: Agency Partner Request).