Benefits Specialist

Job Description

Position Summary

The Benefits Analyst/Specialist is responsible for administering and supporting the organization's employee benefits and 401(k) programs. This role ensures accurate plan administration, compliance, employee support, and benefits reporting while partnering with vendors, payroll, and HR teams.

Key Responsibilities

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• Administer medical, dental, vision, life, disability, FSA, HSA, and voluntary benefit plans.
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• Manage enrollments, life events, terminations, and open enrollment activities.
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• Serve as a primary resource for employee benefits questions and issue resolution.
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• Administer the company's 401(k) plan, including enrollments, payroll deductions, employer match, loans, distributions, and reconciliations.
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• Coordinate with retirement plan providers, recordkeepers, and payroll to ensure accurate processing and compliance.
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• Support annual 401(k) audits, nondiscrimination testing, Form 5500 preparation, and regulatory requirements.
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• Conduct benefits audits, analyze enrollment and utilization data, and prepare reports.
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• Ensure compliance with ERISA, ACA, COBRA, HIPAA, and other applicable regulations.
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• Partner with benefit vendors, brokers, and consultants on administration and issue resolution.
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Qualifications

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• Bachelor's degree in Human Resources, Business, Finance, or related field preferred.
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• 3-5 years of benefits administration experience, including hands-on 401(k) administration.
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• Knowledge of ERISA, ACA, COBRA, HIPAA, and retirement plan compliance.
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• Experience with HRIS, payroll, and benefits administration systems.
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• Strong Excel, analytical, organizational, and customer service skills.
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