Credit Manager

Credit Manager

Reports to the Director of Credit and responsible for all credit & collections activities for the company in accordance with the established policies, practices and procedures of the Company resulting in maximum profitability managing risk and collections in a sophisticated manner

Essential Duties & Responsibilities:

• Oversees the implementation and adherence to credit and collections policies, practices and procedures across the Company and a specific region within
• Coordinates major credit decisions with management and the sales teams, establishing credit lines for individual accounts and making all credit arrangements on a project to project basis
• Perform portfolio credit risk, complete trend analysis and proactively identify potential financial patterns and trends
• Consults with Director of Credit and the CFO on complex problems and issues involving policy decision and offers insightful recommendations
• Creates and presents reports to management on large customer activity including aging, collection progress analysis and bad debt reserve analysis
• Verifies and applies construction lien procedures for the state in which project is being built and reviews terms and conditions of contracts and Labor Material Payment Bonds
• Manages delinquent customer receivables, negotiates special customer payment plans and when necessary, files suits or bankruptcy claims to ensure collection
• Able to build positive business relationships and work collaboratively multiple stakeholders including customers, sales, and the executive team
• Other responsibilities include: interviewing, hiring, training employees; planning, assigning and directing work.