Mortgage Loan Originator

General Function Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross‑selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing, ensuring all risks are identified, assessed, managed, monitored, and reported in line with bank policies and procedures. Essential Duties and Responsibilities Develop referral contacts (realtors, builders, professional and personal contacts). Maintain knowledge of Fifth Third Mortgage Company policies, procedures, loan products, processing procedures, underwriting guidelines, and general departmental guidelines. Follow defined protocol for escalation exceptions. Take applicant applications by completing Fannie Mae Form 1003 on the laptop. Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS. Collect appropriate documentation from each applicant and deliver loan package within the time frames set by management. Manage pipeline for all originated loans through closing and complete required management reports. Communicate with branches and/or applicants to provide timely updates and progress reports. Maintain high levels of customer service while managing each applicant's and support staff's expectations. Attend and participate in all Consumer Lending meetings as required by management. Minimum Knowledge and Skills Required High school diploma or equivalent (mandatory). Four‑year college degree preferred. Knowledge of conventional and/or government lending guidelines. Knowledge of residential mortgage processing, underwriting, and closing procedures. Knowledge of federal lending regulations governing real estate lending. Demonstrated organizational skills. Strong written and verbal communication skills. Demonstrated teamwork and customer service skills. Proven computer skills. Basic sales technique skills. Strong desire to excel in a competitive environment. Required S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). Compensation and Benefits Compensation for this position is largely incentive-based, combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business, and/or individual performance. Additional benefits include comprehensive health and welfare plans, retirement contributions, paid time off, and resources to support physical, financial, emotional, and social well‑being. Full benefit details are available at Location Saint John, Indiana 46373 Equal Employment Opportunity Statement Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and promotes and ensures equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. #J-18808-Ljbffr Fifth Third