Bankruptcy Specialist

Looking for a Foreclosure and Bankruptcy Specialist to join our team. This position manages foreclosure and bankruptcy across the family of credit unions and mortgage insurance (MI) company reporting and claims, as well as management of state Housing Finance Agency (HFA) foreclosure prevention programs. Refer loans approved for foreclosure to the relevant firms in a timely manner, providing a complete and thorough package. Monitor foreclosures throughout the process, assuring that our retained firms manage our foreclosures in an appropriate and efficient manner. Provide all items and affidavits as requested by legal counsel in a timely manner. Review all affidavits for accuracy prior to submitting to a vice president for signature. Maintain a pipeline of referred foreclosures to provide a real-time recap of key activity and current status. Work closely with the Property Disposition Specialist to ensure foreclosure bids are submitted timely and properties are well-managed in the transition from foreclosure to REO (real estate owned). Work closely with the Mortgage Loss Mitigation Associate to ensure collateral protected throughout the foreclosure process. Manage borrowers who have declared bankruptcy by monitoring court and trustee action, filing timely proofs of claim and referring to legal counsel for execution of motions for relief as needed. Maintain accurate notes and images of relevant documents for bankrupt members and loans in foreclosure in our collections software. Maintain a pipeline of bankruptcies allowing for a real-time recap of activity, inclusive of the law firm, the assigned lawyer, and current status. Monitor repayment plans and make collections calls as needed. Ensure a strong back-up staffer is in place to cover all assigned duties. Manage monthly Mortgage Insurance reporting and file timely claims post-foreclosure, responding to additional requests for information from the MI companies. Serve as backup to the Property Disposition Specialist when they are out of the office. Perform other duties as may be deemed necessary. Minimum Qualifications: Bachelors in Finance or Accounting. Three (3) to five (5) years’ experience in financial services, preferably mortgage lending related. Strong interpersonal skills, including the ability to effectively deal with people who may be under stress and the ability to handle member complaints and irate borrower(s). Ability to communicate clearly and effectively with members both internally and externally. Understanding of mortgage lending principles and products, particularly the bankruptcy and foreclosure process. Keen attention to detail. Ability to effectively plan, organize and prioritize work independently and to also contribute to the overall success of the team. Mathematical skills including calculating figures and amounts such as discounts, interest, and percentages. Proficiency with Microsoft Word and Excel. Desired Qualifications: Prior foreclosure and bankruptcy experience preferred. Equal Opportunity Employer: We value diversity and do not discriminate based on Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status. #J-18808-Ljbffr Firmdale Hotels