AML Transaction Monitoring Associate

Overview Connecting clients to markets – and talent to opportunity.With 5,400+ employees and over 80,000 institutional, commercial, and payments clients, we operate from more than 80 offices spread across six continents. As a Fortune 100, Nasdaq-listed provider, we connect clients to the global markets – focusing on innovation, human connection, and providing world-class products and services to all types of investors.Whether you want to forge a career connecting our retail clients to potential trading opportunities, or ingrain yourself in the world of institutional investing, StoneX Group is made up of four business segments that offer endless potential for progression and growth. Institutional: Immerse yourself in the best-in-class institutional-grade technology, working alongside industry experts and gaining exposure to various asset classes, such as equities, options, fixed income securities, and advanced trading, research, and management technology. Responsibilities AML Surveillance and Transaction Monitoring is a critical control designed to detect and investigate activity that may be unusual or indicative of market manipulation, insider trading, money laundering, fraud, or other financial crimes. In this role, the individual is responsible for conducting Low-Priced Security and other transaction monitoring alert reviews, handling trade-related escalations and investigations, preparing supporting narratives for SAR filings, conducting enhanced due diligence, and participating in ad hoc projects as required. The role requires the use of internal and external investigative resources, analytical judgment, and effective research techniques to identify, assess, and escalate potential financial crime risks.Responsibilities include:Review and investigate transaction monitoring alerts, including Low-Priced Securities, money movement, wire transfer, and other AML surveillance alertsAnalyze customer activity, account behavior, source of funds, and transactional patterns to identify unusual or potentially suspicious activityConduct investigations involving securities transactions, deposits, withdrawals, internal transfers, wires, and other money movement activity; determine appropriate disposition, escalation, or reporting requirementsManage daily alert volumes and investigations, escalating matters to AML Management as appropriateDocument investigative findings, analysis, and disposition rationale in accordance with regulatory requirements and internal proceduresPrepare SAR narratives and supporting documentationConduct enhanced due diligence (EDD) reviews on higher-risk customers, transactions, and business relationshipsReview and approve higher-risk wire transfers and money movement activity in accordance with established controls and escalation protocolsInvestigate complex matters involving related accounts, common ownership, beneficial ownership structures, and interconnected transactional activitySupport FinCEN 314(a) requests and information-sharing initiatives under 314(b), as applicableUtilize internal and external investigative tools, public records, and intelligence sources to support investigationsMaintain knowledge of AML typologies, broker-dealer risks, regulatory developments, and emerging financial crime trendsPartner with Compliance, Operations, Front Office, Legal, and other stakeholders to support investigations, escalations, and remediation effortsParticipate in AML-related projects, regulatory initiatives, model tuning, quality assurance reviews, and remediation activities Qualifications Job Requirements:Minimum 3-5 years of experience conducting AML transaction monitoring, trade surveillance reviews, investigations, enhanced due diligence, and/or remediation activities within a Broker Dealer is required. Experience in digital assets is a plusStrong knowledge of securities products, including Equities, Fixed Income, Options, ETFs/ETPs, and related trading activityGood understanding of transaction monitoring and surveillance scenarios, alert logic, and disposition methodologiesExperience conducting complex investigations, account activity reviews, and suspicious activity assessmentsAbility to perform enhanced due diligence (EDD) and identify potential financial crime risksKnowledge of AML, KYC, CIP, FinCEN, OFAC, USA PATRIOT Act, FINRA, and SEC regulatory requirementsExcellent analytical, investigative, and report-writing skillsStrong problem-solving and critical-thinking abilitiesWorking knowledge of broker-dealer operations and trade settlement processes, including asset movements, ACH, ACATS, DRS, DWAC, wires, and other money movement activityExperience reviewing and investigating securities transactions, wire transfers, and other money movement activity for potential AML or market abuse concernsProficiency with case management and transaction monitoring systems (e.g., NICE Actimize, Oracle Mantas, or similar platforms)Advanced working knowledge of Microsoft Excel; Power BI experience is a plus.Experience using investigative and due diligence tools such as LexisNexis, World-Check, or similar platformsCAMS certification preferred; candidates without CAMS generally required to obtain certification within the first 18 months of employmentAbility to work independently while contributing effectively within a collaborative AML team environmentBachelor's degree in Finance, Business, Economics, Law, or a related field is preferred Hiring Salary Range $75,000 - $85,000 (Salary to be determined by the education, experience, knowledge, skills and abilities of the applicant, internal equity and alignment with market data.)   Subject to business performance and recommendations of management, this role may be eligible to participate in an incentive compensation plan.  This compensation package, in addition to a full range of medical, financial, and/or other benefits, dependent on the position, is offered. #LI-TA1Job SummaryCategory (Portal Searching): CompliancePosition Type (Portal Searching): Experienced ProfessionalSalary Range: 75,000 minimum to 85,000 maximum