Residential Mortgage Originator

Residential Mortgage Originator ConnectOne Bank – West Palm Beach, Florida, United States About this position ConnectOne Bank proves that putting people first is a better way to do business. At ConnectOne, we’re builders—of businesses, communities, and equity. Most importantly, we’re building opportunities. Our mission is to ensure our employees feel empowered to make important decisions, reach their potential and truly make an impact. ConnectOne is a growth organization by design; it is part of our DNA and we take pride in seeing our employees grow with us. Founded in 2005, we have grown into a high‑performing commercial bank, inspiring a new model for the industry’s future. By embracing technology and all the ways it can help us become a world‑class service organization, we support small business owners by fueling their mission. People First is the blueprint for our culture. It is at the foundation of everything we do and the decisions we make. At ConnectOne, you have the opportunity to be part of a dynamic culture and team, develop forward‑thinking skills, thrive in an entrepreneurial setting, and succeed at a better place to be. ConnectOne Bank is an Equal Housing and Equal Opportunity Lender, and a member of the Federal Deposit Insurance Corporation. About this role The Residential Mortgage Originator is responsible for developing new business, underwriting, structuring, and closing mortgage loans. The role manages a team of residential mortgage originators and processors. Key Responsibilities Support the Bank’s "People First" focus and rules of engagement—maintaining a professional demeanor, working as an active member of the team, providing excellent service to all clients, and striving to make the bank a better place to be. Source, develop, and underwrite new loans, secondary and portfolio mortgages for new and existing clients. Drive business development from established centers of influence in real estate and building communities, beyond internal branch referrals. Maximize bank profitability through appropriate pricing of new loan originations and fees. Negotiate terms, structure loan financing based on risk considerations, and present credits for approval to appropriate levels of authority. Ensure all activities, transactions, and records comply with operational, security, and control procedures, preventing fraud and protecting customer assets. Handle client service issues by conducting research, taking ownership, and following up daily as necessary until resolution. Oversee performance management, coaching, and development of direct reports. Knowledge Strong understanding of underwriting guidelines, policies, and regulations. Knowledge of relevant Federal and State banking regulations. Familiarity with bank security and safety practices. Skills Five or more years of residential mortgage lending experience. Two or more years of supervisory management experience. Direct sales experience. Thorough understanding of federal banking compliance and requirements. Excellent PC skills. Abilities Strong "People First" orientation. Effective communication skills. Other Requirements Bachelor’s degree preferred, but not required. Location Role open in New York, New Jersey, and Florida. Benefits World‑class health, vision, and dental benefits on day one. 401(k) with employer match. Hybrid work from home, depending on role. Employee appreciation events (team building, softball games, food truck days). Employee Assistance Program (EAP). Wellness programs (flu shot, preventive care, health program discounts). Tuition reimbursement. Employee discount perks. Community service events. ConnectOne Bank is an equal‑opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, age, disability, military or veteran status, marital status, or any other protected class. ConnectOne Bank also provides reasonable accommodations for qualified individuals with disabilities in accordance with the Americans with Disabilities Act and applicable state and local laws. If an accommodation is needed to participate in the job application or interview process, please contact Talent Acquisition. #J-18808-Ljbffr Connectone-Bank