Transaction Manager, Corporate & I-Banking Lending Products - Executive Director

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. The Difference You Make: The SCIB Transaction Manager – SCIB Lending (incl. Leveraged Finance and Structured Finance) is an Executive Director individual contributor role within US SCIB COO Lending Solutions. The role is responsible for managing complex lending transactions from approval through closing, booking, funding, settlement and lifecycle handoff, with a primary focus on SCIB lending transactions (incl. Leveraged Finance and Structured Finance). The role is not a Head of function role, but is a senior execution and control specialist expected to support the build-out of the US Transaction Management team, establish execution standards, coordinate complex deal closings and amendments, train new team members, and serve as a senior escalation point for high-priority transactions. Objectives are to 1) ensure lending transactions are closed and booked in accordance with approvals, executed documentation, KYC/AML requirements and operational readiness standards, 2) support front-to-back coordination across Business Lines, Advisory, Credit, Legal, Compliance, Agency, Capital Markets, Treasury, Finance, Operations and Back Office, and 3) strengthen the US SCIB Lending Solutions control environment. Key Responsibilities: 1. Transaction Execution and Closing Management Lead execution coordination for complex Leveraged Finance, Structured Finance, syndicated, bilateral, club, participant, left lead and amendment transactions from pre-approval through close. Coordinate closing checklists, conditions precedent, documentation status, approval evidence, funds flow, allocations, operational setup, and stakeholder readiness. Ensure material changes to approved terms are identified, escalated and re-approved where required before signing, closing, booking or funding. Partner with Advisory, Legal and Front Office during documentation negotiation to identify operational, control, booking, agency, collateral, covenant and funding implications. 2. Approval-to-Book Controls Confirm that approvals, KYC/AML diligence, borrower/guarantor/lender onboarding, legal documentation, collateral/security requirements, insurance, UCC/lien perfection, flood diligence, covenant setup, risk system updates, deal capture and booking data are complete or appropriately escalated. Prepare or validate booking instructions and coordinate with Middle Office, Back Office, Treasury, Finance, Agency and Operations to support accurate system setup and funding readiness. Track and resolve booking defects, documentation gaps, post-close items and control exceptions. 3. Amendments and Lifecycle Events Coordinate transaction amendments, waivers, extensions, repricings, incremental facilities, assignments, paydowns and other lifecycle events requiring cross-functional execution. Ensure amendments that require credit, business, legal, compliance or operational approvals are routed appropriately and evidenced before implementation. Support clean handoff to Portfolio Management, Agency, Operations and Servicing for covenant, collateral, monitoring and servicing obligations. 4. Team Build-out, Training and Process Improvement Support the build-out of the US Transaction Management team by developing procedures, playbooks, closing standards, training materials, issue logs and quality control routines. Train and mentor new and junior team members on deal mechanics, Lev Fin and Structured Finance transaction structures, closing protocols, documentation review, booking controls and escalation standards. Identify recurring issues and recommend process, technology, data quality and control enhancements. 5. Stakeholder Collaboration Act as a trusted execution partner to Leveraged Finance, Structured Finance, IG, GTB, Capital Markets, Credit, Legal, Compliance, Agency, Treasury, Finance, Operations, and Client Lifecycle Management stakeholders. Communicate clearly on transaction status, blockers, risks, decisions, dependencies and escalation items. Support audit, regulatory, credit review and internal control requests related to transaction execution and closing evidence. Responsible for the day-to-day operations of the company's business units. Aims to deliver superior service to clients by driving and optimizing the effectiveness and efficiency of people, processes and technology thereby enhancing financial performance, increasing investment capacity, and managing risk. Builds sustainable repeatable capabilities that support delivery of the highest standards of service and execution. Analyzes and reviews data tools, business processes and operational standards to execute service delivery. Evaluates and ensures that operations meet company objectives, business needs, service agreements and relevant requirements. Researches and monitors the external landscape to identify developments and translate them into operational implications for the company. What You Bring: The essential functions of the role include the responsibilities set out above and may include other duties assigned by management based on business, regulatory, control or operational needs. Qualifications: Bachelor degree or equivalent work experience. Knowledge of Leveraged Finance and Structured Finance lending transactions, syndicated loan processes, credit approvals, loan documentation, KYC/AML, collateral, covenants, booking, funding, settlement and servicing handoffs - middle office experience. Skills: Strong transaction execution, issue resolution, stakeholder management and control judgment. Ability to manage multiple complex closings and amendments under time pressure. Strong understanding of Lev Fin and Structured Finance structures, credit agreements, funds flows, allocations and agency processes. Experience with Loan IQ or comparable loan booking / servicing platforms preferred. Key Competencies: Senior individual contributor credibility with Front Office, Advisory, Credit, Legal, Compliance, Operations and Finance. Excellent attention to detail, escalation discipline and ownership mindset. Ability to train team members and help institutionalize repeatable execution standards. Balanced commercial orientation and first line control discipline. Education: Bachelor Degree or equivalent work experience Work Experience: 10-15 years of relevant experience in CIB lending execution, Leveraged Finance, Structured Finance, transaction management, loan operations, agency, credit administration, legal execution or middle office. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. This is a hybrid (3 days/week) position located in EITHER NYC or Miami. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum:

$200,000.00 USD

Maximum:

$260,000.00 USD

We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standingand walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at T A O p s @ s a n t a n d e r . u s to discuss your needs. #J-18808-Ljbffr Santander Consumer USA Inc.