VP/Credit Officer III - Equipment Finance

Location(s) In office Job Summary The VP – Credit Officer will underwrite, decide, or make credit recommendations for equipment loan and lease transactions ranging from $50,000 to $1,000,000+ that originate from vendor, direct, and indirect channels. Identify risks and offer alternative credit structures to improve portfolio quality. Assist with strategic leadership for the Department’s credit and operational activities. This includes proposing enhancements to credit policy, credit processes, portfolio management, ongoing processing of collateral analysis, security perfection and collections. Responsibilities Provide recommendations for the creditworthiness of end user customers as well as partner vendors and investors. Maintain relationships with key customers, vendors, investors and internal stakeholders. Assist the sales team in the pre‑qualification of new opportunities. Interface with customers, partners and sales to obtain required financial information and resolve credit related issues. Organize and maintain the renewal of credit lines, portfolio ratings and annual reviews. Track and communicate key industry data and economic influencers to the broader organization. Assist in collection related activities that may lead to workout and/or restructuring of accounts. Assist in syndication related activities leading to the sale of equipment finance transactions for exposure management and/or fee income. Assist in the development of report creation that thoroughly monitors the portfolio and credit processes. Ensure compliance with appropriate regulatory requirements. Conduct business that upholds a high level of ethical standards. Know by name and face as many customers and employees as possible, calling them by name as often as possible. Know and practice the company’s operational rules, customer service standards and values. Conduct activities consistent with established policies, procedures, and applicable laws. All employees are responsible for information security, including compliance with policies and standards that protect sensitive information. Prompt and reliable attendance. Perform other duties as assigned. Qualifications BA or BS degree in accounting, finance, or related field. Minimum 5 years of equipment finance underwriting experience. Working knowledge of equipment finance documentation, including security perfection. Collateral analysis experience across many industries, including agriculture, construction, transportation, manufacturing, and healthcare. Strong leadership skills. Professional written and communication skills. Ability to manage multiple tasks and deadlines. Effective time management and organizational skills. Benefits In addition to salary, the organization offers a comprehensive benefits package including healthcare (medical, dental, vision), an employee stock ownership program, and a 401(k) contribution and profit‑sharing plan. All benefits are subject to eligibility requirements. Pay Range $100,700.00 – $122,800.00 Equal Opportunity Employer #J-18808-Ljbffr RadNet, Inc.