Credit Analyst

Current Opportunities -

> Job Description


Location: Lincoln, NE

The Credit Analyst is responsible for the review of all credit documentation pertaining to loans, including analyzing financial statements and periodic review of credit quality.


ESSENTIAL DUTIES:
• Review all financial information received as part of various credit requests/reviews. Responsible for data entry and spreads of financial statements, completion of


credit analysis presentations, and assignment of risk rating
• Complete annual reviews of files over specified dollar limits, as requested by management, noting such things as collateral value, credit ratios and current information
• Complete collateral inspections for construction projects and floor plans
• Ordering of real estate appraisals and completion of real estate internal evaluations
• Ordering of environmental prescreens
• Assessment of compliance to loan policy of credit requests
• Valid state driver's license, clean driving record and reliable transportation to complete collateral inspections for construction projects and floor plans
• Adherence to schedule in a structured work environment


ADDITIONAL RESPONSIBILITIES:
• Assist with customer and associate inquiries
• Prepare monthly reports
• Act as consultant for computer program input
• Performs other reasonable duties as assigned


REQUIRED EDUCATION, EXPERIENCE AND SKILLS:
• Bachelor's degree in finance, accounting, related field or equivalent relevant work experience
• 2 -3 years bank credit analyst experience with a financial institution required or equivalent experience in a financial institutio
• Must be PC proficient in various software applications including financials spreading and Microsoft applications (Excel, PowerPoint, and Word)
• Strong analytical, problem solving and written and oral communication skills are required
• Must be attentive to detail, accurate, self-motivated, flexible, organized and able to work under pressure
• Complete assigned duties within required deadlines
• Ability to work independently in a pressure environment with a high level of confidentiality
• Ability to relate to and communicate effectively with internal and external customers at all levels
• Practices high degree of professionalism and maintains satisfactory attendance within policy guidelines and is punctual


Cornhusker Bank is an Equal Opportunity Employer/Veterans/Disabled