KYC Review Analyst- Ops

KYC REVIEW ANALYST- OPS

Conduct Enhanced Due Diligence background investigations for commercial loan borrowers in adherence with credit policy and compliance with BSA and USA Patriot Act. Responsible for the quality assurance and integrity of the "Know Your Client" (KYC) program on new and existing client relationships. Perform review and provide clearance on potential negative news alerts for new clients or during periodic client reviews. Perform prospect client reviews and provide recommendations prior to onboarding prospects as well as other referrals from line units. What is the opportunity? Enhance the KYC program, ensuring compliance and safeguarding the bank’s reputation while supporting commercial lending efforts. What will you do? Perform Enhanced Due Diligence (EDD) reviews for commercial loan borrowers and prospect reviews using internal bank systems and external research tools to investigate, research, and prepare documentation/summaries consistent with resolution of investigation. Deliver timely investigations with well-reasoned, supported decision-making. Collaborate with line colleagues to obtain missing or necessary information and complete required training. Review and clear potential negative news alerts on new clients and during periodic client reviews, escalating true matches accordingly. Verify that a Know Your Client (KYC) is completed for new accounts and Anticipated Activity questions for Business and Individual clients with new transactional accounts. What do you need to succeed? Required Qualifications* Bachelor's Degree or equivalent. 3-5 years’ experience in Banking Services, branch operations, risk management or related function and two years’ BSA/AML experience. 2 years’ experience using Microsoft Office. Additional Qualifications Strong analytical skills, solid understanding of deposit and loan transactions, good judgment, attention to detail, internet savvy, knowledge of Bank Secrecy Act and USA PATRIOT Act, and excellent communication and writing skills. What's in it for you? Compensation Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. Benefits and Perks Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date. Generous 401(k) company matching contribution. Career Development through Tuition Reimbursement and other internal upskilling and training resources. Valued Time Away benefits including vacation, sick and volunteer time. Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs. Career Mobility support from a dedicated recruitment team. Colleague Resource Groups to support networking and community engagement. Inclusion and Equal Opportunity Employment City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job. #J-18808-Ljbffr City National Bank