Senior Universal Banker

Senior Universal BankerThe Senior Universal Banker (SUB) is responsible for providing exceptional customer service while handling teller transactions, opening new accounts, maintenance and servicing of existing accounts, assisting clients with Online Banking services using a variety of devices, processing consumer loan and HELOC applications, Wire Transfers, Notary Services, IRA Transactions, and referrals to other services such as commercial lending, Private Banking and Treasury Management services. The SUB will work with operations and the Branch sales team to achieve branch goals in the areas of deposit growth, market growth and fee income while controlling losses and expenses. The SUB will be responsible for maintaining essential controls and safeguards. In addition, the SUB will assist the Branch Management Team by occasionally opening and/or closing the Branch, Balancing the ATMs, completing Audits, Ordering Cash, and other duties as assigned.Primary responsibilities include:Providing Exceptional ServiceAccurately process transactions and new account openings in a timely and professional mannerConstantly look for ways to improve processes that will improve the customer's experience and communicate those ideas to Branch ManagementGenerating Business / Deepening Customer RelationshipsMeets or exceeds established referral and sales goals for both business and consumer clientsAssists in branch call efforts by reviewing, updating and calling prospect lists regularlyParticipates in community and professional relationships for the benefit of the bankPartner introductions to Commercial Lending, Private Banking and Treasury ManagementPerformance ManagementMaintain current knowledge of all Federal and State laws and regulations, along with the Bank's policies and procedures (complete all BAI training)Process teller transactions in an accurate and timely manner (e.g. deposits, withdrawals, payments, transfers, check cashing, negotiable purchasing and daily balancing)Process and validate accuracy of coin and currency amounts related to incoming and outgoing cash shipmentsResponsible for monitoring and maintaining cash recyclerProcesses assigned reports and/or job duties in an accurate and timely mannerResponsible for maintaining current and accurate records of referral and sales trackingAll Aspects of the Account Opening ProcessMaintains current knowledge of the Bank's new account opening proceduresMaintains current bank products and service knowledge (including rates APY)Complies with all bank policies and procedures including but not limited to:Customer Identification Program (CIP) and Know Your Customer (KYC)Transaction Approval Limits and proceduresREG CC policyREG D policyTruth in Savings PolicyGLBA/REG P – information security and privacy policyAll Aspects of the Loan ProcessMaintains current knowledge of the Bank's loan proceduresMaintains current bank products and service knowledge (including rates APR)Complete applications for consumer loansComplies with all bank policies and procedures including but not limited to:Customer Identification Program (CIP) and Know Your Customer (KYC)Fair Lending policyREG B policyREG Z policyGLBA/REG P – information security and privacy policyFCRA & FACT Act – credit reports, fraud and military alerts and confidential customer informationMaintenance and Servicing of Existing AccountsPerforms customer service requests on existing accounts timely and accuratelyCan assess and address customer complaints (knowledge of Consumer complaint procedure)Reviews and recommends additional products and services based on customer profile assessmentWiresCompliance with Regulations and Bank Security Program RequirementsDemonstrates a working knowledge of all banking regulations and completes compliance and security training assignments (BAI) in a timely manner.Balances client service and risk managementComplies with all bank policies and procedures including but not limited to:Currency Transaction Report (CTR)Community Reinvestment Act (CRA)Unfair, Deceptive or Abusive Acts or Practices (UDAAP)REG D PolicyFCRA & FACT Act – credit reports, fraud and military alerts and confidential customer informationKnowledge, Skills, and Abilities RequiredHigh School Diploma or EquivalentExcellent interpersonal skillsExcellent communication skills – ability to communicate effectively in person, by phone or in writingDemonstrates accuracy and attention to detail – cash handling and data entryComfortable with technology – a variety of software and hardware systems including smart phones, tablets, and laptopsCreative problem solverSuperior time management skillsSelf-motivated and flexibleAbility to listen and assessRegulatory ComplianceAs a bank employee, you are responsible for following established policies and procedures related to bank regulations including the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), OFAC, and the USA Patriot Act. This includes attending required training, reporting all suspicious activity to the BSA Compliance Officer, and following policy/procedure as it pertains to your job responsibilities. Failure to follow established policies and procedures will result in disciplinary action that may include termination.This job description in no way implies that these are the only duties to be performed by the employee occupying this position. Employees will be required to perform any other job-related duties assigned by the supervisor. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities.Century Bank is an Equal Employment Opportunity/Affirmative Action employer and does not discriminate on the basis of race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age or veteran status.