Dental & Vision Pricing - Actuarial Director

Director & Actuary - AE06AE

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Dental & Vision Pricing

The Hartford Insurance Group, Inc.

Position Description

The Hartford is a mover and a shaker in the Employee Benefits industry - we're one of the largest and fastest growing (a rare combination) providers of employee benefits in the U.S. In addition to our rapid growth, we've developed an enviable reputation as one of the most financially disciplined writers in the business.

The Hartford Employee Benefits (EB) is charged with delivering products to capitalize on a shifting market to drive profitable growth. We are looking for a credentialed actuary with experience in Dental and Vision products to join the team as a subject matter expert. The candidate will play a key role within the actuarial function as a member of the pricing team.

The individual will be critical to the success of a key part of our business strategy to implement a new product solution to grow The Hartford’s Employee Benefits book of business. Additionally, the candidate will also have the opportunity to contribute to cross-product strategic projects and initiatives as well as implement innovative solutions to grow The Hartford’s Employee Benefits book of business.

Opportunities

• Interact and collaborate in a team-based environment with colleagues within actuarial as well as with business partners in Product, Underwriting, IT, and Compliance.
• Partner with an external consultant on product and rate filings, with a focus on reviewing the filing materials for risk tolerance, reasonability, and completeness.
• Key business stakeholder in Dental and Vision product launch, serving as actuarial subject matter expert responsible for initial product form and rate manual review through filing approval and ultimately system implementation.
• Over time, exposure to all EB products offered by The Hartford through work on cross-product strategic projects and initiatives.

Responsibilities of this position include

• Serve as actuarial subject matter expert on Dental and Vision products and rating methodology.
• Represent actuarial on cross-functional strategic projects, initially focused on a key project related to Dental and Vision, but likely expanding to include other projects focused on growth, particularly in Priority Business (<500 employees) market segment.
• Act as a liaison between EB Actuarial and other business areas, namely Product and Compliance, as well as IT teams from project inception through implementation.
• Own analysis of Dental and Vision book pricing and claims experience.

Qualifications

• Undergraduate degree with a major in mathematics, actuarial science, or related field of study.
• 8+ years of experience in an actuarial pricing function.
• At least 5 years pricing Dental and ideally also Vision products.
• Some experience managing and evaluating Dental networks is a plus.
• Career ASA or FSA required; must meet qualification standards to sign Dental and ideally also Vision actuarial filings (rate & trend filings).
• Experience assessing risk and knowledge of Dental and ideally also Vision product pricing and rating techniques required, particularly for Priority Business (<500 employees) market segment.
• Strong analytical skills, including strong Excel and ideally ThoughtSpot knowledge.
• Knowledge of advanced analytical methods is a plus.
• Proven track record of working with business partners to develop and execute pricing strategies that balance top line growth and profitable outcomes.
• Effective written and verbal communication and general business management skills are imperative.
• Experience participating in cross-functional projects, influencing and driving results for both actuarial and non-actuarial audiences.
• Intellectual curiosity and strong desire to further one’s knowledge of both the current and forward-looking Employee Benefits landscape.

This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$147,440 - $221,160

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age