Remote Auto Claims Adjuster (Florida Licensed)

Remote Auto Claims Adjuster (Florida Licensed)

Job Title: Remote Auto Claims Adjuster - Florida Licensed
Location: Remote (Must Hold Active Florida Adjuster License)
Employment Type: Full-Time 5 Month Project

Please send resumes to View email address on click.appcast.io for rapid phone interviews. Pay will be based on experience $30+/hr

Position Summary

We are seeking experienced and detail-oriented Auto Claims Adjusters to join our growing claims team. This fully remote position is responsible for investigating, evaluating, negotiating, and resolving automobile insurance claims in accordance with company guidelines, policy provisions, and applicable Florida insurance regulations. Candidates must possess an active Florida Adjuster License and have prior experience handling auto liability and/or physical damage claims.

Essential Duties and Responsibilities

• Investigate automobile claims involving property damage, bodily injury, collision, comprehensive, uninsured/underinsured motorist, and liability coverage.
• Review police reports, witness statements, photographs, repair estimates, medical records, and other supporting documentation.
• Determine coverage, liability, damages, and claim value based on policy language and applicable state laws.
• Conduct recorded statements and interviews with insureds, claimants, witnesses, and repair facilities.
• Negotiate settlements within assigned authority limits while maintaining high levels of customer service.
• Maintain accurate claim documentation and activity notes in the claims management system.
• Ensure timely claim handling in compliance with Florida insurance regulations and company standards.
• Collaborate with attorneys, independent adjusters, repair vendors, medical providers, and other stakeholders as needed.
• Manage claim inventory efficiently while meeting productivity, quality, and service metrics.
• Identify potential fraud indicators and escalate concerns appropriately.
• Participate in ongoing training and regulatory compliance initiatives.

Required Qualifications

• Active Florida 6-20, 7-20, or Florida All-Lines Adjuster License.
• Minimum of 2 years of automobile claims adjusting experience.
• Strong knowledge of auto insurance policies, coverages, liability determination, and claims investigation techniques.
• Experience handling first-party and third-party auto claims.
• Excellent negotiation, communication, and conflict-resolution skills.
• Ability to work independently in a remote environment.
• Strong organizational skills and attention to detail.
• Proficiency with claims management software and Microsoft Office applications.
• High-speed internet connection and dedicated home office workspace.

Preferred Qualifications

• 5+ years of auto claims adjusting experience.
• Prior experience handling Florida claims.
• Bodily Injury (BI) claim experience.
• Experience with Total Loss and Subrogation claims.
• Insurance certifications such as AIC, CPCU, ARM, or SCLA.
• Bilingual (English/Spanish) skills are a plus.

Key Competencies

• Claims Investigation
• Liability Analysis
• Coverage Evaluation
• Settlement Negotiation
• Customer Service Excellence
• Time Management
• Regulatory Compliance
• Problem Solving
• Written and Verbal Communication

Benefits

• Competitive salary based on experience
• Performance-based incentives
• Health, dental, and vision insurance
• Paid time off and holidays
• 401(k) with company match
• Remote work flexibility
• Professional development and licensing support

Equal Opportunity Employer

We are an Equal Opportunity Employer and value diversity in our workforce. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, or any other protected characteristic under applicable law.

License Requirement: Applicants must possess and maintain an active Florida Adjuster License throughout employment. This is a remote position; however, candidates must be authorized to adjust claims in the State of Florida.