Loan Closer

Job TitleEssential Duties And ResponsibilitiesReview all pre-closing requirements such as contracts, hazard insurance, flood certifications, and Mortgage Insurance certifications.Inputs required closing data in LOS system.They draw and release closing documents to the Title company.They review pre-audit and closing conditions and clear all closing conditions and then authorize the funding of the loan.They review all completed and signed closing documents.Maintains compliance with Federal and State regulations during the closing and funding of individual loan files.Possesses a firm knowledge of agency and government requirements as well as loan closing and underwriting documentation.Is proficient with reviewing documents for accurate execution and/or discrepancies.Possesses outstanding communication skills which will help in constant interaction with team members on loan status and reconciling conditions necessary to meet closing and funding requirements.Is formidable with managing pipeline to prioritize loans and keep all parties informed.Experience RequirementsThe ideal candidate possesses 3 years of experience in mortgage loan closing and 2 years of funding. Conventional, FHA/VA experience is required.Skills ProfileApproachability, Customer Focus, Informing, Priority Setting, Dealing with Ambiguity, Business Acumen, Composure, Timely Decision Making, Functional And Technical Skills, Integrity, Interpersonal Savvy, Learning on the Fly, Listening, Perseverance, Planning, Problem Solving, Peer Relationships, Organizational Agility, Written and Communication SkillsEducation and ExperienceHigh School Diploma3 years previous closing experienceKnowledge of government loansKnowledge and ability to use mortgage softwareCapable of reading appraisals and prelimsKnowledge of mortgage terminologyAbility to work with peopleLanguage SkillsAbility to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.Mathematical SkillsAbility to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.Reasoning AbilityAbility to solve problems and deal with a variety of concrete variables, in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.Physical DemandsThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl; and talk or hear. The employee must frequently lift and/or move up to 25 pounds.