Credit Supervisor

This role is responsible for reviewing financial information, assessing risk factors, and providing well-supported recommendations regarding credit approvals, credit limits, and payment terms. The Credit Supervisor plays an important role in mitigating financial risk while supporting responsible business growth and maintaining strong customer relationships. Key Responsibilities Analyze financial statements, credit reports, cash flow projections, and other relevant financial data. Evaluate the creditworthiness of new and existing customers. Conduct risk assessments and recommend appropriate credit limits and payment terms. Monitor existing credit accounts to identify potential risks or changes in financial condition. Prepare detailed credit analysis reports and present findings to the Credit Manager. Collaborate with the Credit Manager, Sales, and Finance teams to support informed credit decisions. Ensure compliance with company policies, regulatory requirements, and applicable industry standards. Maintain accurate and organized records of credit evaluations, approvals, and related decisions. Stay informed of market trends, economic conditions, and industry developments that may impact credit risk. Qualifications Bachelor’s degree in finance, Accounting, Economics, Business Administration, or a related field. Minimum of two years of experience in credit analysis, lending, banking, financial services, or a related field preferred. Strong understanding of financial statement analysis, credit evaluation, and risk assessment. Proficiency with Microsoft Excel and financial analysis tools. Excellent analytical, problem-solving, and decision-making skills. Strong written and verbal communication skills, with the ability to present findings clearly and professionally. Ability to manage multiple priorities, maintain attention to detail, and meet deadlines. Preferred Skills Knowledge of commercial lending practices, credit policies, and applicable regulations. Experience with credit scoring models and risk management frameworks. Familiarity with financial software and credit management systems. Professional certification, such as Credit Risk Certification, is a plus. Supervisory experience is a plus. Working Conditions Regular interaction with customers and internal stakeholders may be required. Equal Opportunity Employer Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. #J-18808-Ljbffr