Collateral Analyst / Accounts Receivable in Phoenix AZ

BANC OF CALIFORNIA AND YOUR CAREER

Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. As the nation’s premier relationship‑based business bank, we provide banking and treasury management services to small, middle‑market, and venture‑backed businesses. We offer a broad range of loan and deposit products through a network of full‑service branches, regional offices, and digital capabilities. We also provide full‑service payment processing solutions and serve the Community Association Management industry nationwide through our technology‑forward platform, SmartStreet™. Banc of California is committed to supporting local communities through the Banc of California Charitable Foundation and partnerships that promote financial literacy, job training, small business support, affordable housing, and more. At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, accountability and operational excellence are expected, and team members are empowered to take ownership and make a meaningful impact. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best.

THE OPPORTUNITY

As an Asset‑Based Lending (ABL) Collateral Analyst, you will support credit risk management by performing collateral monitoring, verifying borrowing bases, and identifying and escalating exceptions. This role is ideal for driven, detail‑oriented individuals eager to learn and grow in a high‑accountability environment. Success requires strong motivation, a commitment to accuracy, and the ability to exercise sound judgment. The ideal candidate views collateral analysis as a critical component of risk management and collaborates closely with credit teams to ensure informed lending decisions and portfolio integrity. How You’ll Make a Difference Process collateral information daily, including payment application, sales assignment reviews, and inventory validation on an assigned portfolio of 12–15 accounts. Perform ineligible calculations (daily, weekly, bi‑monthly, monthly as applicable) and ensure accuracy. Reconcile Accounts Receivable Aging and update inventory reports by validating borrower‑provided data against core system. Proactively identify exceptions and potential risks, escalating issues to management with recommended solutions. Meet various daily deadlines for balancing and end‑of‑day close. Understand how operational actions impact credit risk and client relationships. Takes ownership of additional responsibilities and special projects as assigned, ensuring timely and high‑quality completion. Perform job duties in a manner that ensures personal and others’ safety, promptly reporting any potentially hazardous conditions and adhering to occupational safety and health standards. Follow all established policies and procedures. Perform other duties and projects as assigned. What You’ll Bring Accounts Receivable Analysis experience required. Asset‑Based Lending experience or 3+ years in Accounts Receivable/Collateral Audit experience preferred. High School Diploma or GED Equivalent. A strong understanding of asset‑based lending and collateral mechanics, including A/R, inventory, and borrowing bases. Attention to detail and the ability to efficiently manage multiple priorities in fast‑paced, risk‑sensitive environments that demand adherence to deadlines. Initiative, eager to learn and grow professionally within the organization. Demonstrated supervisory skills and team awareness through an understanding of systems, workflows, and issue resolution. Intermediate level Excel, Word, and Outlook; experience with ABL systems is a plus. Motivated and proactive, able to excel independently yet also contribute as a dynamic, dependable member of the team. How We’ll Support You Financial Security: Eligible to participate in the company’s 401(k) plan which includes a company match and immediate vesting. Health & Well‑Being: Comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long‑term disability, pre‑tax Health Savings Account with employer contributions, and pre‑tax Flexible Spending Account (FSA). Building & Supporting Your Family: Partners with providers that offer adoption, surrogacy, fertility assistance, paid parental leave, and family support solutions including care options. Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off. Career Growth Opportunities: Tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.

SALARY RANGE

The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors. Banc of California is an equal‑opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, sexual orientation, gender identity, national origin, age, marital status, veteran status, disability, or any other protected category set forth in applicable laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition. #J-18808-Ljbffr Banc of California