January 2027 Houston Banker Development Program: Portfolio Manager Path

January 2027 Houston Banker Development Program: Portfolio Manager Path By joining Amegy Bank, you will become part of a trusted community-focused banking team, serving industry-leading financial tools and solutions. With more than 75 locations across Houston, Dallas-Fort Worth, and Central Texas, Amegy is dedicated to serving Texas communities, families, and businesses of all sizes. Amegy Bank’s unique approach allows local management to lead through community connections and business insights, offering the stability and support of a large bank, but with the grassroots relationships, agility, and empowerment of a community bank. Having grown from some 20 employees to more than 1,000 statewide over the span of 30 years, Amegy Bank has maintained an “Everyone Counts” culture in which differences are valued and respected, and all employees are encouraged to contribute to business objectives. Ideas are always welcome, and opportunityis never far away.Join us and contribute what makes you unique. For more information: Banker Development Program The Amegy Bank Banker Development Program (BDP) Portfolio Management path is a rotational credit and underwriting training program designed to provide a solid foundation in the basics of banking. The program’s Portfolio Management path develops Credit Analysts into well-rounded bankers with strong underwriting, portfolio maintenance, risk management and communication skills. It offers a defined career path which begins with classroom training followed by rotations through various lending and underwriting departments and builds into a Portfolio Manager. The BDP challenges Credit Analysts to grow and develop their skills at a set pace, empowering graduates to launch their career in banking.

MARKETS WE'RE HIRING FOR

Houston San Antonio

QUALIFICATIONS

Minimum Requirements (please make sure you meet each of these before applying) Undergraduate or graduate major in Business or Economics (undergraduate Finance and Accounting majors preferred) Minimum overall GPA of 3.0 6 hours of accounting courses (9 hours of accounting courses, including Intermediate Accounting I, preferred) Additional Qualifications Excellent communication, presentation, and interpersonal skills Detail oriented, organized, analytical, with proven problem-solving abilities Leadership skills and community involvement Highly motivated, self-starter attitude

PROGRAM PHASES:

Phase 1: Initial Training Phase 1A: Classroom Classroom training at Amegy Bank’s headquarters in Houston for 4.5 months. Credit Analysts attend 5 weeks of training at Zions Technology Center in Midvale, Utah.

TOPICS COVERED

Banking and analytical concepts Bank-specific system and operational training Self-study courses to teach the analytical process and decision-making techniques needed to make sound credit decisions Assignments based on case studies Professional etiquette and sales training Introductions to senior management 1B: Credit and Special Assets Group Exposure Cumulative Credit and Special Assets Group exposure in Credit Analyst's permanent market for 1.5 months. TOPICS COVERED Partner with Credit Risk Officers on underwriting and credit approvals Observe financial analysis and loan structuring Learn portfolio monitoring and risk grading practices Collaborate with Special Assets Group on problem loan management Understand credit recovery and workout strategies Phase 2: Rotations The rotational phase is 13-19 months of on-the-job training through assignments to specific groups in Credit Analyst's permanent market. Credit Analysts will rotate through 5-7 groups, with each rotation lasting approximately 2.5 months.

RESPONSIBILITIES

Collaborate with Portfolio Managers to monitor and manage existing client portfoliosand shadow internal credit discussions Underwrite financial analysis and credit packages Participate in loan approval presentations Conduct periodic reviews of portfolio credit risk and performance Attend seminars and ongoing training Build one-on-one working relationships with high-level decision makers Support credit renewals and modifications for existing clients Shadow Relationship Managers in client and prospect meetings as appropriate

ROTATIONS

Commercial Banking Healthcare and Not-for-Profit Phase 3: Placement Placement into a lending group as an Associate takes place approximately 19-25 months after beginning the BDP, depending on number of rotations, performance, and staffing needs. Placement as an Associate into a lending group is the monumental conclusion to the Banker Development Program. This placement from the Portfolio Management path is a steppingstone on an analyst’s journey to become a Portfolio Manager, responsible for underwriting, portfolio maintenance, and risk management.

CAREER PROGRESSION

Credit Analyst Associate, Officer (19-25 months)* Assistant Vice President, Portfolio Manager II (3 to 4 years)* Vice President (5+ years)* *Estimated career progression based on time after starting employmentand performance. Zions Bancorporation’s Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility. This position will be open until filled. All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations. Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law. It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran. Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at View email address on click.appcast.io or View phone number on click.appcast.io. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact. Amegy Bank a division of Zions Bancorporation, N.A. Member FDIC #J-18808-Ljbffr Zions Bancorporation