Credit Officer

JCW Group

Stamford, CT

Job Description

Key Responsibilities

Underwrite commercial loan transactions including financial statement analysis, cash flow analysis, stress testing, collateral evaluation, and risk rating
Partner with commercial banking officers to structure deals, review term sheets, and ensure compliance with lending policy
Manage an assigned portfolio through ongoing monitoring, covenant testing, annual reviews, and escalation of deteriorating credits
Review third-party reports (appraisals, environmental) and assist with closing documentation
Provide guidance and mentorship to junior credit analysts

Qualifications

Bachelor's degree and formal commercial credit training or equivalent
4+ years in commercial credit underwriting or portfolio management
Knowledge of CRE and C&I transactions, loan structuring, and collateral documentation
Strong written and verbal communication skills

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Vacancy posted 6 days ago

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