Citi Wealth - Lending Advisor - Vice President

Job ID: 94969052160Posted: 2026-07-17Location: San Francisco, California, United StatesSalary: $157,040.00 - $235,560.00Category: Private Client Product Services, Professional, WealthCompany: CitiCiti Wealth Lending provides competitive borrowing solutions that are strategically integrated into our client’s broader Wealth Management goals. Our Lending Advisors serve as dedicated and trusted partners to Wealth Advisors, Regional Directors, and Group Executives, helping them to deliver lending solutions that support clients’ liquidity objectives and drive regional growth.The Vice President, Lending Advisor serves as a regionally aligned lending specialist supporting the Citigold and Citi Private Client (CGCPC) segments. Lending Advisors provide advice across a variety of lending solutions and flag potential lending opportunities in partnership with Wealth Advisors. They also promote best practices and build awareness of broader and more customized lending capabilities for high-net-worth clients. The VP Lending Advisor balances client‑centric advisory excellence, disciplined risk management, and data‑driven growth execution within the CGCPC loan portfolio.ResponsibilitiesPartner with CGCPC Wealth Advisors to integrate lending solutions into their books of business through strategic engagement and opportunity reviewsJoin regional advisor team meetings, as well as client and prospect meetings alongside Wealth Advisors to provide lending-specific expertiseGuide clients on the mechanics of loan structures, based on Wealth Advisor recommendationAct as the first line of control and subject‑matter expert for regional lending activityDrive efficient, high‑quality execution by managing timelines, expectations, and communication across clients, Advisors, and internal partnersIdentify lending opportunities using data‑driven insights, portfolio analytics, and proactive client segmentationMonitor market trends, competitive dynamics, product gaps, escalating insights and opportunities to Wealth Lending leadershipProvide ongoing education on lending solutions, sales strategies, and best practices. Build awareness of lending capabilities across Citi Wealth, with particular focus on SBL and Structured LendingEstablish a reputation for execution excellence, strong risk judgment, and trusted partnership with Wealth Advisors, regional managers, and Underwriting and Risk partnersMaintain responsibility for a healthy, compliant regional loan portfolio, ensuring adherence to regulatory, credit, and control standardsQualifications5+ years’ experience in wealth management or private bank lending, including origination, structuring, and credit analysisDemonstrated experience advising Affluent, HNW, and UHNW clients on lending solutionsStrong expertise in Securities‑Based Lending along with a general understanding of Structured Lending and complex collateral preferredAbility to advise clients on optimal loan structures and think creatively in delivering market leading solutions in partnership with Wealth AdvisorsSolid understanding of financial markets, investments, and wealth managementData‑driven, strategic approach to opportunity identification and pipeline managementStrong credit acumen with disciplined risk judgmentComfort operating in a fast‑paced, growth‑oriented, regulated environmentExcellent oral and written communication skillsStrong initiative, accountability, and collaborationDesire to drive growth in a dynamic businessCompletion of a formal credit training program preferredBachelor’s Degree required (or equivalent experience)Licenses: Series 7, 66 (or 63/65) preferred------------------------------------------------------Job Family Group: Private Client Product Services------------------------------------------------------Job Family:IF Lending Generalist------------------------------------------------------Time Type:Full time------------------------------------------------------Primary Location:San Francisco California United States------------------------------------------------------Primary Location Full Time Salary Range:$157,040.00 - $235,560.00In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.------------------------------------------------------Most Relevant Skills Please see the requirements listed above.------------------------------------------------------Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Anticipated Posting Close Date:------------------------------------------------------Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.Illinois residents – AI Notice and Right------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi’s EEO Policy Statement and the Know Your Rights poster.