Manager, Product Management - Ventures Lending (Business Cards & Payments)

Role Overview At Business Cards & Payments (BC&P), we bring a builder's mindset to work, just like the business owners we serve. We are building a future where small businesses thrive. As a Manager of Product Management for Ventures Lending, you will lead the strategy and implementation for product setup, partnerships, and customer support, navigating complex problem solving across multiple lines of business to drive technical partnership and support strategies. We are looking for a Product Manager with a demonstrated interest and aptitude for AI. While formal on‑the‑job experience with AI is a plus, we highly value candidates who have proactively incorporated AI into their personal projects, explored AI‑driven development environments (e.g., Cursor, Claude Code, GitHub Copilot), or built automations using AI agents. Show us how you've used AI to learn, build, and solve problems beyond basic text generation. About the Role: Last year, Capital One announced the historic Community Benefits Plan tied to the Discover acquisition, of which $15B+ is committed to underrepresented small businesses. One of these commitments is to launch Ventures Lending – a mission‑based credit card focused on closing gaps in equity and opportunity targeted to traditionally underserved small businesses. Responsibilities Destination Research & Strategy: Drive long‑term technical improvements, create PRDs for destination builds, test and learn into using Alternative Data (ADS) (e.g., Finicity, SBFE) to underwrite customers, and refine the roadmap for long‑term scaling. Product Setup & Implementation: Work with operations and tech teams to implement intent across various enterprise platforms, ensuring the core product meets our requirements. Partnership Strategy: Lead the product POV for network and community/CDFI partnerships, including referral logic, data sharing agreements, and prioritizing improvements based on partner feedback. Support & Servicing: Develop and scale strategy for financial health, resources and support tools, servicing, and loss mitigation, ensuring alignment between COF and partner support models. Operational Excellence: Define and monitor product KPIs, manage E2E testing strategies, and ensure the product remains well‑managed regarding risk. Capital One Product Framework Human Centered – Obsesses about internal and external customer needs to reimagine and innovate product solutions. Business Focused – Delivers game‑changing outcomes by focusing on leverage and execution excellence. Technology Driven – Leverages technology to deliver innovative and resilient solutions that enable both near‑term and long‑term value. Integrated Problem Solving – Identifies and resolves complex problems to deliver outcomes while mitigating product risks. Transformational Leadership – Leads cross functional teams to solve customer problems and drive organizational alignment. Basic Qualifications At least 3 years of experience working in Product Management. Currently has, or is in the process of obtaining, one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field). A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field) or an MBA with a quantitative concentration. Capital One will not sponsor a new applicant for employment authorization for this position. Preferred Qualifications Experience translating business strategy and analysis into consumer‑facing digital products. Salary and Benefits Salary ranges by location: McLean, VA: $164,800 – $188,100 for Manager, Product Management New York, NY: $179,700 – $205,100 for Manager, Product Management Richmond, VA: $149,800 – $171,000 for Manager, Product Management The role is also eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI). Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. EEO Statement Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. Contact If you require an accommodation in the application process, please contact Capital One Recruiting at View phone number on click.appcast.io or via email at View email address on click.appcast.io. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One’s recruiting process, please send an email to View email address on click.appcast.io. #J-18808-Ljbffr Capital One