Sr Credit Analyst

Foods you love. Brands you trust. And a career that empowers you to grow.

At Nestlé USA, we’re all working towards the same goal – to delight and deliver for our consumers. With a rich portfolio of beloved brands, including DiGiorno, Toll House, and Coffee mate, in 97% of U.S. households, we have a unique opportunity – and responsibility – to be there for every moment in our consumers’ lives.

Joining Nestlé means becoming part of an inclusive workplace that inspires innovation, encourages strategic thinking and creativity, and celebrates your achievements. No matter where you work within the organization, you are empowered to challenge the status quo, embrace risk-taking, and pioneer new ideas. Our supportive and collaborative environment encourages bold ambitions and continuous learning so that everyone can grow and thrive.

This position is not eligible for Visa Sponsorship.

As the Sr. Credit Analyst, you will analyze and interpret financial information to develop clear, meaningful insights across a range of interconnected issues. You will identify opportunities for improvement, make decisions within defined authority levels, and provide data-driven recommendations on credit limits and risk categories.

Primary Responsibilities:

• Partner across the organization to minimize risk while maximizing sales.

• Collaborate closely with CoC and BSC (Business Solutions Center) team members to manage and resolve escalations related to receivables and master data.

• Review and release or reject sales orders blocked due to credit issues and advance when needed to Credit Management.

• Review and release credit block orders and support the Credit management team in final decisions.

• Review and analyze various sources of financial and credit data; maintain credit file records in SAP and Salesforce, and perform analyses as required.

• Evaluate customer credit risk using financial data, credit modeling results, and internal/external insights to recommend or establish appropriate credit limits and risk categories within defined authority levels.

• Evaluate parameters and relative weight affecting the calculation of credit limit and risk category as well as credit filters/checks and tolerance to be used by customer.

• Conduct new customer review, approval, and set-up.

• Perform in a customer-centered capacity by answering credit inquiries while acting as a liaison to sales, sales finance and the BSC team.

• Prepare and assist in the preparation of required reports for management.

• Run credit simulations as needed to identify changes in trends in account management.

• Assist in maintaining a minimum of past due accounts by working with other CoC and BSC team members.

• Participating in continuous improvement activities

Requirements and Minimum Education Level:

• Bachelor’s degree in business administration, Accounting, or Finance required, MBA preferred.

• Minimum 4 years’ experience in credit, accounts receivable, accounting, or finance required.

• Availability / flexibility to work holidays.

• Ability to travel 5-10% of time, domestically, upon request.

Experience:

• Experience in the CPG industry preferred.

• SAP and High Radius accounts receivable system experience preferred.

• Proficiency with financial modeling, Excel and Power BI

Required Skills:

• Well-organized, methodical thinker, who can prioritize workload and responsibilities with excellent decision-making skills.

• Excellent written and verbal communication skills, including the ability to incorporate insightful commentary into customer credit risk reviews.

• Strong analytical aptitude with a proven ability to accurately analyze/interpret data, including credit intake documents, customer financial statements (audited and un-audited), reporting published by credit risk monitoring services, etc.

• Strong and creative problem-solving skills and results-based orientation Ability to work in a fast-paced environment and manage multiple priorities.

• Work well in a team-based environment and interact collaboratively with both internal and external customers.

• Proficiency in Microsoft office applications (e.g., Word, Excel, Outlook), Power BI, and other reporting applications.

• As requested, supports the completion of project-based initiatives of the Company that create process improvements and/or functional changes to departmental processes.

• As requested, provide guidance, coaching and training to other team members and contractors, in areas of sufficient subject matter expertise

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Salary: $69,441.30 to $100,422.00 per year

Bonus Eligibility: Yes

The pay range provided is a good faith estimate for the position at the time of posting. Final compensation may vary based on factors including but not limited to knowledge, skills and abilities as well as geographic location. It is not typical for an individual to be hired at top of range.

Nestlé offers performance-based incentives and a competitive total rewards package, which includes a 401k with company match, healthcare coverage and a broad range of other benefits. Incentives and/or benefit packages may vary depending on the position. Learn more at

It is our business imperative to remain a very inclusive workplace.

To our veterans and separated service members, you're at the forefront of our minds as we recruit top talent to join Nestlé. The skills you've gained while serving our country, such as flexibility, agility, and leadership, are much like the skills that will make you successful in this role. In addition, with our commitment to an inclusive work environment, we recognize the exceptional engagement and innovation displayed by individuals with disabilities. Nestlé seeks such skilled and qualified individuals to share our mission where you’ll join a cohort of others who have chosen to call Nestlé home.

The Nestlé Companies are equal employment opportunity employers. All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status or any other characteristic protected by applicable law. Prior to the next step in the recruiting process, we welcome you to inform us confidentially if you may require any special accommodations in order to participate fully in our recruitment experience. Contact us at View email address on click.appcast.io or please dial 711 and provide this number to the operator: View phone number on click.appcast.io.

This position is not eligible for Visa Sponsorship.

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Job Requisition: 418562