Loan Officer

Company Description Pooja Oberoi Team is a professional mortgage lending group focused on guiding clients through every step of the home financing process. The team is committed to delivering clear communication, responsive service, and tailored loan solutions that align with each client’s financial goals. Team members collaborate closely to provide a streamlined experience from application to closing. Joining the Pooja Oberoi Team offers the opportunity to work in a client-centered environment that values integrity, accuracy, and long-term relationships. Role Description The Loan Officer is a full-time, on-site role based in Charlotte, NC. This role is responsible for consulting with prospective borrowers, assessing their financial needs, and recommending appropriate loan products. Day-to-day tasks include taking and processing loan applications, gathering and reviewing financial documentation, coordinating with underwriting, and ensuring compliance with lending guidelines and regulations. The Loan Officer will communicate regularly with clients, real estate partners, and internal team members to provide updates, resolve issues, and support a smooth closing process. The role also involves maintaining an active pipeline, following up on leads, and contributing to business development activities. Qualifications Candidates should possess strong loan officer experience, including loan origination and borrower consultation skills. Candidates should possess solid finance knowledge, including understanding of credit, income analysis, and basic financial principles. Candidates should possess underwriting-related skills, such as evaluating risk, reviewing documentation, and ensuring guideline compliance. Candidates should possess excellent customer service skills, including clear communication, follow-up, and relationship management. Candidates should possess familiarity with mortgage loan products, lending regulations, and standard loan processing workflows. Proficiency with loan origination systems (LOS), CRM tools, and standard office software is beneficial. Strong attention to detail, organizational skills, and the ability to manage multiple files and deadlines are required. Relevant state licensing and registration (such as NMLS) and prior experience in residential mortgage lending are highly preferred. #J-18808-Ljbffr