On-balance Sheet Product Manager- AVP

On-balance Sheet Product Manager- AVP Job Req Id: 26975203 Location(s): Toronto, Ontario, Canada Job Type: On‑Site/Resident Posted: Jun. 30, 2026 Job Overview The Global Deposit & Investments (D&I) product group is responsible for product strategy, development and commercialization for On Balance Sheet Deposit/Overdraft and Off Balance Sheet short term investment solutions. The group manages solutions including Interest‑Bearing and Non‑Interest Demand Deposit Accounts, Global Pricing Engine, Client Money Accounts, DACA/Pledge Accounts, Fixed and Extended Term Deposits, Earnings Credit Rate Accounts, Citi Interest Optimization and Online Investments Money Market Funds across 90+ markets where TTS operates. The On‑balance Sheet Product Manager (AVP) will assist with day‑to‑day product strategy and management of the existing product portfolio including Time Deposits, Minimum Maturity Time Deposits, Earnings Credit, Overdrafts, Segregated accounts (e.g., client money), and Collateral Accounts (e.g., pledged). Responsibilities Assist in governance processes for timely product approval and launches, including legal diligence and operational readiness. Help manage New Activity Proposals and coordinate ongoing product reviews (e.g., time‑based, event‑driven). Contribute to understanding market dynamics, user needs, and competitive landscape to inform product decisions from a control perspective. Contribute to daily management of all on‑balance sheet products (e.g., time‑deposits, earnings credit, overdrafts). Support effective execution and continued adherence to the Manager’s Control Assessment (MCA) framework. Assist in maintaining the quality, completeness, and accuracy of the Control Framework’s implementation across relevant Risk and Control Programs. Prepare and consolidate comprehensive materials for global risk and control forums and related governance bodies. Support risk‑related reporting and escalation processes, ensuring accuracy and timeliness. Provide support for risk assessments of new and existing products, helping identify potential issues and control gaps. Assist in identifying root causes of control issues and track remediation efforts. Help identify and support the delivery of process improvements to enhance the control environment. Provide support for internal and external exams and review activities, coordinating evidence and responses. Qualifications 5‑8 years of experience. Knowledge of marketing, credit, acquisitions, product development, and/or analytics. Ability to work unsupervised and adjust priorities quickly as circumstances dictate. Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements. Consistently demonstrates clear and concise written and verbal communication. Demonstrated analytical skills. Demonstrated problem‑solving and decision‑making skills. Education Bachelor’s/University degree or equivalent experience. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please contact Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. #J-18808-Ljbffr Citi