Credit Analyst Sr

Description The Market Investor CR Credit Analyst, Sr (CA Sr.) will work directly with the Market Investor Commercial Real Estate Portfolio Management team and will be expected to provide high level credit analysis support for commercial real estate loans including loans to acquire, refinance, and develop income-producing properties. This position will also assist in the credit risk management and servicing of existing portfolios including covenant monitoring, annual servicing, and assessing property/market trends for commercial real estate lending portfolios within the footprint. Location Onsite at location listed in posting. Essential Duties and Responsibilities Work with Portfolio Managers to monitor and manage assigned commercial real estate loan portfolio, including timely servicing, tracking and measuring covenants, and monitoring property performance against expectations. Analyze and prepare credit approval documentation in commercial loan system, accurately reflecting loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure. Assist in the preparation of credit analyses and annual reviews, including review/analysis of real estate projects, market information, and financial statements for commercial borrowers and guarantors. This includes lease review, rent rolls, appraisals, construction budgets, and proformas. Perform accurate calculations and inputs and implement CRE policies, procedures, and guidelines. Collaborate with Portfolio Managers and Client Specialists to ensure systems of record are accurate for the loan portfolio. Participate in internal credit conversations with Portfolio Managers, Relationship Managers, and Credit partners. Engage in special projects and assignments and perform other duties as assigned. Knowledge and Skills Ability to manage multiple projects while maintaining high attention to detail. Self-starter attitude. Intellectually curious, ability to think outside the box, assertive. Hard work, smart, creative, analytical, driven, exceptionally organized. Critical thinking with analytical skills to reach logical conclusions based on available information. Strong communication skills and results-driven mindset. Ability to work and excel in a team environment. Accurate typing, spelling, and grammar skills. Strong Microsoft Excel skills. Experience with nCino application is a plus. Ability to read, analyze, and interpret financial reports; perform simple to complex calculations; effectively research, analyze, and evaluate information to make decisions, solve problems and achieve goals. Qualifications Bachelor’s degree (B.A.), preferably in Finance, Accounting, or an equivalent field. Exposure to finance and accounting through completed college courses or relevant work experience. 1–4 years of relevant experience and/or training preferred. Benefits Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More – visit the company benefits page for details Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. #J-18808-Ljbffr