Preschool Teacher

St. Clair R-XIIIAt St. Clair R-XIII School District we recognize our ultimate success depends on our talented and dedicated workforce. We understand the contribution each employee makes to our accomplishments and so our goal is to provide a comprehensive program of competitive benefits to attract and retain the best employees available. Through our benefits programs we strive to support the needs of our employees and their dependents by providing a benefit package that is easy to understand, easy to access and affordable for all our employees. This brochure will help you choose the type of plan and level of coverage that is right for you.Sincerely, Raechel Garmer (STC) Lindsay Heady (COOP)You may enroll in the St. Clair R-XIII School District Employee Benefits Program if you are a Full-Time employee working at 20 or more hours per week. Newly hired employees and dependents will be effective in St. Clair R-XIII School District's benefits programs first of the month following date of hire.In general, eligible dependents include your lawful spouse and children up to age 26. Children may include natural, adopted, stepchildren, and children obtained through court- appointed legal guardianship.Note: Dependent children will be automatically terminated at the end of the month in which they turn 26. This may affect your monthly premium deduction.The effective date for your benefits is July 1, 2026, through June 30, 2027. All changes to your benefits plan can only be changed during Open Enrollment unless you experience a family status event. With few exceptions, Open Enrollment is the only time of year when you can make changes to your benefits plan. All elections and changes take effect on the first day of the plan year (July 1, 2026). During Open Enrollment, you can: Add, change, or delete coverage of spouse, legal separation; Change in number of dependents (i.e., birth, adoption, death of dependent, ineligibility due to age); Change in employment or job status (spouse loses job, etc.)In order to secure or continue coverage, you must complete the online enrollment process between April 27, 2026, and May 11, 2026. Once the system is closed, you will not be able to make any changes unless you experience a qualifying event. If such a change occurs, you must make the changes to your benefits automatically within 30 days of the event date. If you do not make your 2026-27 benefit elections, you will automatically be defaulted to your prior year elections, except for the HSA and within 30 days of the event date. Documentation may be required to verify your change of status. Failure to request a change of status within 30 days of the event may result in your having to wait until the next open enrollment period to make your change. Please contact HR to make these changes.Preventive Care You and your family have access to a wide range of preventive services under the Affordable Care Act. These services are 100% covered by your medical plan when using in-network providers. For more details about the covered services, please visit: preventive services include: Routine physicals (age 18+) or Pediatric exams (birth to age 17) Appropriate Screenings Immunizations for adults and children Blood pressure screening for adults and childrenIt's recommended that you choose an in-network primary care physician (PCP) for your medical coverage, even though it is not required. A PCP can be your Family Practitioner, Internist, General Medicine, Pediatrician, or an OB/GYN (Obstetrician and Gynecologist). Each member of your family may have a different PCP. If you are newly enrolling in medical benefits, make an appointment with your PCP- even if you're NOT sick, once the plan year has begun. This relationship will set the foundation for staying healthy—today and well into the future.Your medical carrier's member portal is your access to secure, personalized services with interactive health tools built around you, your benefits, and your health. Access the UnitedHealthcare app from the App Store or Google Play. Use your mobile device to search for doctors, hospitals and more! Just search for UnitedHealthcare.You have many options for how and where you can receive care through your UnitedHealthcare medical plan. But which one is best for your situation? Use the chart below to help you decide and see the benefit grid on the next page for service costs.NurseLine Staffed by registered nurses Answer general questions like "how long should I ice my sprained ankle?" Resource for guidance during natural catastrophes or health outbreaks Give advice/referrals of where to go Available 24/7/365 days a year at NO COST for treatment e.g. ER or primary care doctorTelemedicine / Virtual Convenient, low cost option for treating Minor illnesses Visits common, non-urgent health concerns Minor infections A doctor will diagnose the issue over the phone Cold and flu symptoms and write a prescription, if necessary. Bronchitis Available 24/7/365 days a year, by web, Allergies phone or mobile app Mental health Headaches/migraines And more… Routine care or treatment for a current health Routine checkups and preventive issue servicesDoctor's Office Your primary doctor knows you and your health Immunizations history Minor injuries, such as sprains To manage your medications Illnesses To refer you to a specialist Manage your general health and Normally available Monday-Friday. Check chronic conditionsUrgent Care Clinic Treatment of non-life-threatening injuries or Cold and flu symptoms illnesses Minor accidents or falls Staffed by qualified physicians Minor sprains or fractures Generally open night and weekends; some Minor cuts and burns open 24/7 Vomiting, diarrhea Immediate treatment for serious, life-threating Chest pain conditions. Difficulty breathingEmergency Room Ready to treat any critical situation Severe abdominal pain Can be hospital-based or freestanding Broken bones Available 24/7/365 days a year Head injuries Uncontrolled bleeding Seizures Coughing or vomiting blood1-866-444-3011 Or access on the UnitedHealthcare appPlease follow the instructions below to login to the benefits administration portal and create a new password.Go to: and enter your username and password. For security purposes, you will be asked to change your password after your initial login.Step 1: Your username is SCEC + last 4 digits of your SSN + Your Date of Birth in MMDDYYY format Please note the username is not case sensitive. Example: If your last 4 digits of your Social Security number are 4456, and your date of birth is September 5, 1996, then your username would be SCEC445609051996.Step 2: Your initial password is the last 4 digits of your SSN + your full Date of Birth in MMDDYYYY format, followed by your Zip Code.Example: If your SSN is 111-22-2243, your Date of Birth is May 16, 1975, and your zip code is 02469, then your password would be 22430516197502469.You will be required to accept the terms and conditions.Next, create a new password and complete security questions. Once you create a custom password and complete security questions, you will use your new password to access the website.Please save your new password in a safe place for future use.Provide the email address that you would prefer to use for multi-factor authentication, and select communication preference.Transmission of information electronically and/or digitally allows BE to communicate in a more efficient and timely manner with employees.By electing to communicate electronically, you are authorizing BE to provide access to forms and documents via email and website access. You are agreeing that you do not require receipt of these materials in paper format. You are also certifying that email notifications sent to the address provided below are sufficient to meet the government requirements.Personal Email Address (Verified) View email address on click.appcast.io SendCompany Email Address View email address on click.appcast.io Address 4567 Some Street Apt 1 Any Town MO 63048As an added convenience, you have the ability to retrieve your FSA balance or reset your password via a text message at any time. To set this up,