Credit Analyst, Associate Director - Insurance - Chicago

Associate Director - Insurance At Fitch, we have an open culture where employees are able to exchange ideas and perspectives throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity, encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch's Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch's ERGs are available to connect employees with others within the organization to offer professional and personal support. With our expertise, we are not only creating data and information but also producing timely insights from every angle to influence decision making in this ever-changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey. Fitch Ratings' North American Insurance group provides public and private ratings of insurance companies and their debt instruments in the United States, Canada, and Bermuda. The department covers insurance sectors including Life, Property/Casualty, Reinsurance, Health, Mortgage, Title, Captives, Financial Guaranty, and Insurance-Linked Securitizations and has staff in New York, Chicago, and Toronto. The global insurance team is comprised of 70 staff members across North America, Europe, Africa and the Middle East, Asia Pacific, and Latin America. Role Overview Fitch Ratings is looking for an Associate Director to provide credit analysis for our North American Insurance Group, with an emphasis on U.S. Life Insurance entities. Job title and duties will be dependent upon relevant experience and tenure you bring to the role. Responsibilities Lead coverage on a portfolio of life insurance companies. Interact with management of life insurance companies. Prepare and present rating committee packages. Participate in rating committees. Author company research and commentary. Contribute to insurance industry research. Participate in analytical projects utilizing industry financial data sources. Back-up coverage on selected insurance companies. Maintain files in accordance with company policies. Qualifications Bachelor's degree. 5-7 years of relevant experience in life insurance analysis or in a strategic planning, financial management or actuarial position within the insurance industry. Self‑motivated professional. Strong analytical, quantitative, and organizational skills. Excellent written and verbal communication skills. Ability to shift fluidly between multiple projects as priorities change. Ability to excel in a team‑oriented environment. Expertise in Excel and Word. Preferred: CFA/MBA/CPA or actuarial designations. Strong candidates with less experience may be considered at varying levels. What You Might Also Want To Know The role would suit an individual with previous analytical experience looking to develop further in an intellectually challenging, analytically rigorous yet supportive environment. Fitch's insurance analysts have diverse backgrounds, including career financial/credit analysts, professional services, or financial/operational roles in companies. Compensation (New York roles only) Expected base pay rates for the role will be between $115,000 and $135,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job‑related factors. Base pay is one part of Fitch's total compensation package, which may also include commission earnings, discretionary bonuses, long‑term incentives, and other benefits sponsored by Fitch. Benefits Fitch Ratings offers a range of credit ratings, research, and data services to help investors make informed decisions. The Financial Institutions Group focuses on providing ratings and analysis for banks, insurance companies, and other financial institutions. Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world. Why Fitch? At Fitch Group, the combined power of our global perspectives is what differentiates us. Our global network of colleagues comes together to accomplish things greater than they ever could alone. Every team member is essential to our business and each perspective is critical to our success. We embrace a diverse culture that encourages a free exchange of ideas, guaranteeing your voice will be heard and your work will have an impact, regardless of seniority. We are building incredible things at Fitch and we invite you to join us on our journey. Equal Opportunity Statement Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law. #J-18808-Ljbffr NACBA