FT Retail Banker

FT Retail Banker

First Security Bank is seeking a professional, energetic, and team-oriented individual to join our team as a Retail Banker! If you are passionate about serving our Arkansas communities and want to be part of a dynamic, service-driven team, we encourage you to apply!

In this role, you will assist customers by processing transactions in person, by mail, and by night deposit. You will become knowledgeable in identifying customer needs, servicing accounts, explaining financial products, and helping resolve customer issues. You will cross-train to perform retail banking specialist duties, including opening new accounts and setting up direct deposits and retirement accounts.

This position requires on-site work.

Qualifications

Education: High School Diploma or GED completion by the end of your graduating year is required.

Experience: 1 - 2 years post-secondary education and/or cash handling, customer service, relevant banking, or professional experience preferred.

Skills: Proficiency with Outlook, Word, Excel, typing, 10-key, and utilization of the internet is required. Commitment to demonstrating First Security's Core 5 values with customers and coworkers.

Hours of Availability

Regularly Scheduled Hours/Week: 40 (+) hours per week | Monday Friday 8:00am - 5:00pm | Friday 8:00am - 6:00pm | Saturday 9:00am - 12:00pm (typically 2 per month) | *Extended working hours may be required.

Essential Duties and Responsibilities

Process a variety of customer transactions, including deposits, withdrawals, loan payments, cash advances, cashier's checks, and cashing checks while following all identification and retail policies and procedures.

Verify checks, identify counterfeit currency, and review all transactions for accuracy.

Identify fraudulent transactions and review concerns with management; become well-informed on new suspicious activities.

Complete Currency Transaction Reports (CTR) and Suspicious Activity, Identity Theft, and Red Flag (SIRF) as needed. Report any suspicious or fraudulent activity to the Bank Secrecy Act Officer.

Maintain and balance cash drawers, process vault currency, process proof work accordingly, manage coin and currency supplies, and assist with night, mail, and ATM deposits; balance the ATM and main vault as needed.

Inform management of any problems, concerns, or outages. Assist with research and help resolve discrepancies.

Complete special requests such as redeeming savings bonds, managing safe-deposit box access, and providing account printouts, research, copies, and referrals.

Maintain security through proper opening/closing and vault procedures.

Promote bank products, refer customers when necessary, and provide support to internal staff and management.

Deliver quality service, respond to in-person and telephone inquiries, assist with unusual transactions, and address complex customer questions.

Protect all customer information and bank operations through strict confidentiality.

Operate computer software and equipment, telephone, scanner, and copier, and develop proficiency with internal banking systems.

Maintain reliable transportation, punctual attendance, and the ability to work on-site with occasional extended hours when necessary.

Attend various retail training classes and perform additional duties as assigned by management.

Upon successful training of duties listed above: Develop the specialized Retail Banking Specialist skills necessary to acquire experience in additional retail services: Build consumer and business customer profiles as needed. Process debit card requests and handle debit card disputes. Assist customers with account updates, including name and address changes, identification updates, maintenance issues, reconciliation, and complaints. Opening/Closing Accounts. Obtain training and become proficient in executing wire transfers. Order checks and exchange foreign currency.

Supervisory Responsibilities

None.

Soft Skills

Foster a culture that values high ethical conduct, critical thinking, problem-solving, engagement, teamwork, and provides exceptional service. Establish positive and productive work relationships that provide honest feedback that generates trust.

Physical Demands

Possess sufficient mobility to work in a standard office setting. Perform repetitive hand, arm, wrist, and finger movements while handling currency, documents, and/or office equipment. Substantial time may be spent on the telephone, operating computers, reaching, sitting, and/or standing while occasionally stooping, kneeling, or crouching. The employee must have the ability to speak and hear well enough to carry on customer interactions, conversations, and presentations both in person and over telecommunications. Have near/far visual acuity to identify customers, currency, and reading materials in printed or electronic formats. The employee must occasionally lift and move up to 25 pounds.

Mental Demands

The duties of this position require the ability to maintain attention to detail and complete work projects accurately in a short amount of time, despite interruptions. The employee must be able to interact with customers/coworkers in a calm and patient manner and maintain confidentiality and professionalism in all situations. The employee must be able to use basic mathematical skills, including adding, subtracting, multiplying, and dividing numbers. The position also requires the ability to read and interpret documents and draft routine written communications.

EOE Statement - First Security Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including gender identity, sexual orientation, and pregnancy), age, genetics, national origin, status as a veteran or protected veteran, or status as a qualified individual with a disability or any other classification protected by federal or state law. Should you need assistance in completing the application, please let us know. First Security Bank will seek to provide individuals with disabilities (including applicants and employees) with reasonable accommodations necessary for the completion of the application process.

About the Organization - Based in Searcy, Arkansas, privately-held First Security Bancorp has the most complete and diverse product offering of any Arkansas-based financial services holding company. First Security can meet any financing need - right here in Arkansas. With more than 1,000 employees covering locations throughout the state, we offer solutions for the financial needs of individuals, businesses and the public sector, including a network of local community banks, respected investment banking and wealth management services, public finance, real estate development and revitalization, leasing and mortgage services.