Principal Software Engineer - CIAM & Fraud

Salary: $150,000 - 200,000 per year Requirements:

• Bachelors Degree with 10 years of experience in software application development and maintenance OR High School Diploma or GED with 14 years of experience in software application development and maintenance
• Principal or Staff-level engineering experience preferred
• Deep hands-on expertise with Okta CIAM
• Strong background in banking or regulated financial services
• Proven track record of delivering secure, customer-facing platforms at scale
• Minimum of 5-8 years of experience in at least one major programming language (e.g., Java, Python, Go, etc.)
• Solid understanding of fraud prevention, risk-based authentication, and secure digital journeys
• Experience in agile, product-aligned delivery models
• Familiarity with regulatory, audit, and operational risk expectations
• Strong expertise in CIAM and fraud-aware identity design
• Deep knowledge of Okta architecture and configuration concepts
• Familiarity with OAuth 2.0, OpenID Connect, SAML
• Experience with fraud signal integration and risk-based decision-making
• Understanding of REST APIs and event-driven architectures
• Experience with cloud platforms (AWS, Azure, Google Cloud Platform)

• Own engineering integrity and technical decision-making for CIAM and Fraud platforms
• Ensure Okta-based identity solutions effectively balance customer experience, fraud prevention, security, and scalability
• Influence platform roadmaps and priorities through extensive domain expertise
• Act as a critical control point for high-risk changes that impact customers and regulatory outcomes
• Serve as the engineering authority for customer-facing Okta Customer Identity Cloud implementations
• Define and maintain CIAM and Fraud-specific engineering standards, patterns, and reference implementations
• Lead intricate engineering initiatives, including OAuth2/OIDC authentication and token lifecycle management, Okta Identity Engine adaptive and risk-based authentication, MFA step-up for high-risk transactions, and integration of fraud and behavioral risk signals
• Oversee the resolution of severe production incidents and security vulnerabilities
• Collaborate with Architecture, Security, Fraud, and Delivery leadership to ensure alignment

• AWS
• Azure
• Cloud
• Support
• Java
• OAuth
• OpenID
• Python
• REST
• SAML
• Security
• API
• DevSecOps
• DevOps

More:

At First Citizens Bank, we are undergoing a significant digital transformation, aimed at simplifying and modernizing how we serve our customers. This remote role is available in AZ, FL, GA, NC, and TX. We are reimagining our digital banking platform to enhance connectivity, support growth through technology, and foster collaboration within our teams to deliver with speed and purpose. This position offers you a unique chance to shape foundational changes while making an immediate impact. We seek individuals who are passionate about software engineering and energized by transformation to join us on this journey.

last updated 33 week of 2026