VP Asset Backed Securitization Portfolio Management

Job-ID: 48299Category: Advisory & Relationship ManagementLocation: Stamford, CT, United States; New York, NY, United States; Boston, MA, United States; Charlotte, NC, United StatesSchedule: Full time, 1stPosted: 2026-10-27Closes: 2026-11-28Citizens Bank is seeking a highly motivated VP to join the Portfolio Management team within the ABS group which is part of the Structured Products department in the Capital Markets division. This role supports Asset Backed Securitization Lending (“ABSL”), which is responsible for sourcing, underwriting, and managing loan commitments backed by portfolios of consumer and commercial non-mortgage assets. The VP will play a key role in managing existing transactions, supporting deal execution, and ensuring ongoing compliance and performance tracking.Primary responsibilities includeResponsible for management and tracking for a portfolio of 15-25 existing ABSL transactionsParticipating in client diligence sessions and ad-hoc client meetings, as appropriateEstablishing relationships and working with external parties including clients and lawyersTimely communication of transaction activity and performance to key internal partnersTracking, reviewing and analyzing monthly servicer reports; following up on any late reports, errors, or other administrative issues; assisting in creation and preparation of monthly performance summaries for each transactionPreparing concise credit approval memos for ABSL transactions in connection with annual reviews, renewals, amendments and waivers, including presenting and defending credit argumentsReviewing and summarizing legal documents for ABSL transactionsBuilding and maintaining strong working relationships with credit and origination partners as well as related sector focused investment banking colleaguesAssisting in the preparation and presentation of the semi-annual business review, highlighting key trends, outlooks and risks across various industries and transactionsMonitoring facility utilization, draws and paydownsEnsuring ABSLs are captured properly in Citizens’ systems and downstream reportingActing as a liaison between the business team and operations team, as neededResearching and organizing client and industry informationSupport internal and external audits (gathering loan-level information, answering follow-up questions, etc.) Qualifications, Education, Certifications and/or Other Professional Credentials5+ years with exposure to structured products and/or banking environment; non-mortgage asset-back securitization experience is preferred.Strong analytical skills with the ability to synthesize large data sets into actionable insightsExcellent verbal and written communication skills; collaborative mindsetHigh attention to detail and strong organizational/time management skills; Ability to coordinate multiple projects and satisfy deadlinesProficiency in Microsoft Office (Excel, Word, PowerPoint); familiarity with SalesForce, Precision Lender, and CRM/Dashboard is a plusBachelor’s Degree in Business, Finance, Accounting, or EconomicsHours & Work ScheduleHours per Week: 40 + Work Schedule: Monday to Friday #LI-Citizens1Pay Transparency The salary range for this position is $175,000 to $200,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the budget, work location, and relevant skills and experience. ​We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit .About the companyEqual Employment OpportunityCitizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.Equal Employment and Opportunity EmployerJob Applicant Data Privacy PolicyBackground CheckAny offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.