Senior Underwriter- Middle Markets Northeast

Crum & Forster Company Overview

Crum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best.

Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work® Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennials, and many others.

C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website:

Job Description

C&F’s Commercial Lines division delivers specialized insurance solutions for mid-sized and large businesses across a broad range of commercial exposures, management liabilities, and industry segments.

Our portfolio includes tailored coverage solutions for General Liability, Commercial Auto, Workers’ Compensation, Property, and Excess Liability, as well as Financial Lines products such as Management Liability, Professional Liability, Cyber, Crime, and Fidelity.

With more than 700 employees across the United States, Commercial Lines combines deep underwriting expertise, disciplined risk selection, and the strength of C&F’s national platform. We work closely with our customers and distribution partners to provide responsive service, thoughtful risk solutions, and the confidence to navigate complex business challenges.

Executive Underwriter Job Summary - Fully remote role anywhere in NE US (Mass, CT, NY, NJ, PA, RI)

The Middle Market Solutions department at Crum & Forster is looking to scale growth and achieve larger market share in the P&C space. With almost a decade of growth, a strong core team backed by a unique no-ego, entrepreneurial culture, and a book and regional footprint well established, we are now looking to expand our team footprint geographically. This role will work cohesively with regional management to build out the assigned territory for C&F’s Middle Markets division as a lead production underwriter. We are seeking an experienced market facing production Underwriter with an entrepreneurial spirit to join our quest for the next level of profitable growth. This individual will be a team player responsible for driving broker relationships, building account pipelines, reviewing and analyzing underwriting data to select superior risks and build/maintain a profitable book of business with target broker shops. They will develop and manage agency relationships through superior customer service, innovation, and high visibility. They will collaborate with colleagues and maintain strong relationships internally and externally to achieve book profitability and growth goals and drive cross sell both within Crum and the broader Fairfax entities. We are seeking a dynamic independent individual who thrives in an entrepreneurial culture and values a team based environment rooted in solution orientation and a forward looking AI enabled underwriting environment.

• Will be a lead underwriting contact for the regional territory and tasked with working directly with Regional Management.
• Responsible for management of regional broker planning, analysis and development of assigned brokers as the lead Broker Relationship contact.
• Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the department.
• Meet profitability, retention, and written premium goals determined by the department.
• Make independent decisions within underwriting letter of authority and maintain proper file documentation.
• Underwrite Property, Auto, General Liability, Workers Compensation and Excess lines of business for a variety of Middle Market risks.
• Actively seek out growth opportunities with assigned brokers
• Represent the Middle Market assigned region at key industry functions and events.
• Have in-depth knowledge of department products, services and processes
• Clearly articulate the department’s and company’s value proposition and story
• Participate in training and initiatives to develop knowledge base. May participate in projects.
• Travel may be required (current drivers license)
• Other duties as assigned.

· Bachelor's degree or equivalent experience and 6+ years of underwriting experience.

· Strong relationships with agencies in the territories assigned.

· Innovative and entrepreneurial spirit and a flexible, dynamic approach to the business willing to embrace the forward looking AI assisted underwriting environment

• Strong underwriting knowledge of Property, General Liability, Automobile and Workers’ Compensation.
• Knowledge of all LOBs within Manufacturing, Retail, Wholesale, Real Estate and other general industry risks.

· Strong communication and analytical skills to pursue new business and manage a renewal book.

· Proficient in software needed to succeed in department.

· Knowledge and experience in dealing with the territory specific broker relationships.

· Excellent organizational and time management skills.

· Possesses or is pursuing underwriting and industry designations applicable to area of specialization.

What C&F will bring to you

At C&F you will BELONG

We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.

For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $78,600 to a maximum of $147,700. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

• Flexible work arrangements.
• Competitive compensation package.
• Generous 401K employer match.
• Employee Stock Purchase plan with employer matching.
• Generous Paid Time Off.
• Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including your physical and mental wellbeing
• A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.
• A dynamic, ambitious, fun and exciting work environment.
• A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.

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