Director of Finance

Director of Finance

The Director of Finance is a senior finance leader responsible for helping shape and execute the Credit Union's financial strategy while serving as a trusted strategic partner across the organization. This role will combine deep credit union and financial management expertise with strong business acumen, analytical capabilities, and the ability to translate complex financial concepts into clear, actionable insights.

More than a functional finance leader, the Director of Finance will serve as a strategic business partner to the organization, helping leaders evaluate opportunities, understand financial implications, manage risk, and make informed decisions that advance the Credit Union's strategic objectives.

The Director will provide leadership across treasury, liquidity and capital management, asset/liability management (ALM), financial analytics, forecasting, and strategic finance. The role will also champion the continued evolution of Finance through data, digital capabilities, automation, and artificial intelligence, ensuring departmental initiatives align with the Credit Union's broader enterprise strategy.

Essential Functions Include:

Strategic Finance & Business Partnership

• Serve as a trusted strategic advisor to executive leadership and business leaders, providing financial perspective, insights, and constructive challenge to support sound decision-making.
• Act as a financial advisor to business partners, developing a deep understanding of their objectives and helping translate strategy into financial and operational outcomes.
• Help develop and execute financial strategies that support the Credit Union's short- and long-term strategic objectives.
• Evaluate strategic opportunities, investments, initiatives, and business cases through a financial, risk, and enterprise-value lens.
• Proactively identify emerging opportunities, risks, and trends and translate them into actionable recommendations.
• Influence decision-making across organizational boundaries and build alignment among Finance, business units, and executive leadership.

Treasury, Liquidity & Capital Management

• Provide leadership and oversight for the Credit Union's treasury activities, including cash management, liquidity planning, funding strategies, and capital management.
• Develop and maintain robust cash and liquidity forecasts to ensure appropriate liquidity under expected and stressed operating environments.
• Evaluate funding alternatives and recommend strategies that appropriately balance liquidity, earnings, capital, and risk.
• Support capital planning and forecasting, including evaluating the potential impact of strategic initiatives and changes in the economic and interest-rate environment.
• Maintain a strong understanding of credit union funding markets, investment strategies, and balance-sheet management practices.

Asset/Liability Management

• Provide leadership and subject matter expertise related to Asset/Liability Management (ALM), including interest-rate risk, liquidity risk, funding, pricing, and balance-sheet strategy.
• Analyze ALM results and scenarios and translate technical findings into clear business implications and strategic recommendations.
• Partner with executive leadership and other stakeholders to develop balance-sheet strategies that appropriately balance growth, profitability, liquidity, capital, and risk.
• Support ALCO and other governance forums with thoughtful analysis, scenario evaluation, recommendations, and clear communication of financial implications.
• Maintain awareness of economic, interest-rate, regulatory, and industry developments and assess their potential impact on the Credit Union.

Data, Analytics & Decision Support

• Advance Finance's use of data and analytics to deliver forward-looking insights that influence decisions and catalyze action.
• Develop financial models, forecasts, scenarios, dashboards, and performance measures that provide leaders with greater visibility into business performance and emerging trends.
• Move beyond reporting "what happened" to helping the organization understand why it happened, what it means, and what actions should be considered next.
• Partner across the organization to improve data quality, accessibility, governance, and the effective use of financial and operational information.
• Establish a culture of data-driven decision-making and continuous improvement within Finance.

Digital, Automation & Artificial Intelligence

• Champion the Finance department's digital and AI journey in alignment with the Credit Union's enterprise technology and AI strategy.
• Identify opportunities to leverage artificial intelligence, automation, advanced analytics, and emerging technologies to improve Finance processes, insights, controls, and decision-making.
• Encourage responsible experimentation and adoption of new capabilities while maintaining appropriate governance, security, accuracy, and risk management.
• Develop the Finance team's capabilities and mindset to effectively operate in an increasingly digital, data-driven environment.
• Partner with technology, data, risk, and business leaders to ensure Finance is an active contributor to enterprise digital transformation.

Leadership & Communication

• Build, develop, and lead a high-performing finance team with strong technical capabilities, business acumen, curiosity, and an enterprise mindset.
• Foster a culture of accountability, collaboration, continuous learning, innovation, and proactive business partnership.
• Communicate complex financial, treasury, ALM, and analytical concepts in a manner appropriate for the audience—from technical specialists to business leaders, executives, and Board-level stakeholders.
• Distill complex information into clear, digestible, and actionable recommendations.
• Build strong relationships throughout the organization and represent Finance as a collaborative, solutions-oriented enterprise partner.
• Develop and maintain relationships throughout the credit union and broader financial services industry to identify emerging trends, leading practices, and strategic opportunities.

Reports to: Chief Financial Officer

Manages: Finance Manager and Analysts

Required Education and Experience:

• Bachelor's degree in finance, Accounting, Economics, Business Administration, or a related field, required.
• Master's degree (MBA, Finance, Accounting, or similar) is often preferred but generally not required.
• Professional certifications such as CPA, CFA, CTP (Certified Treasury Professional), or similar credentials preferred.
• Significant progressive finance experience within the credit union industry, with demonstrated success in a senior financial leadership capacity.
• Strong financial modeling, forecasting, analytical, and problem-solving capabilities.
• Demonstrated ability to use data and analytics to generate insights, influence decisions, and drive action.
• Proven ability to operate as a strategic business partner and effectively influence leaders outside of the Finance function.
• Ability to connect financial strategy with broader business strategy and evaluate issues from an enterprise-wide perspective.
• Experience with loan participations, participation strategy, and/or matchbook strategies.
• Experience presenting financial and ALM matters to executive management, ALCO, and/or Boards of Directors.

Additional Skills:

• Strong written and oral communication skills across all organizational levels
• Desire to continually learn and improve approaches and methodologies
• Highly effective organizational, collaborative and consultative skills
• Ability to multi-task, prioritize workload and delegate responsibilities
• Excellent judgment and the ability to make quick decisions and think outside the box when working with complex situations
• Ability to successfully adjust to changing needs in a fast paced, dynamic environment
• Forward thinking and possesses solid business acumen
• Exhibit a high level of integrity, trustworthiness and confidence, and represents the company and its management team at the highest level of professionalism
• Proficient with Microsoft Office Products: Word, Excel, Outlook and PowerPoint
• Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act.

Work Environment: Hybrid Work Environment – 2 days/week in office

Physical Requirements: Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently

Position Type/Expected Hours of Work: Full-Time/40 hours per week

Classification: Exempt

Other Duties: Please note this job description is not a comprehensive list of activities, duties or responsibilities that are required in this position. Duties, responsibilities and activities may change at any time with or without notice.

When joining USF Federal Credit Union, you can expect to work for a company that:

• Strives to be the most influential partner in our Members' financial journey.
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