Loan Officer

Employment Type: Full-Time, On-site, Float #LI-ONSITE Entry Salary Range: $20.48-$24.57 per hour with an incentive opportunity based on individual performance. Comprehensive Benefits Package We're committed to supporting your well‑being and work‑life balance through a robust benefits offering: Health & Wellness Medical, dental, and vision insurance to keep you and your family healthy. Financial Peace of Mind 401(k) with company match, life insurance, and disability coverage. Time Off Generous paid time off (PTO), paid holidays, and paid parental leave. Professional Growth Learning and development programs, plus tuition reimbursement to support your career journey. Additional Perks Free Telemedicine Employee Assistance Program (EAP) Wellness initiatives Paid Community Action Volunteer Hours *Parental Leave and Tuition Reimbursement are available after one year of service. What you should know about the role The most essential function of this position is to proactively identify financial solutions for our members by interacting with customers both in person and through proactive phone calls. You will leverage products and services that can save them money and time, earn them money, add convenience and/or give the member peace of mind. This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union; Act with Integrity, Drive Progress, Build & Strengthen Relationships and Keep People at the Core. Responsibilities Interview existing and potential members in person and by phone and explain specific services, products, and policies. Identify members’ needs and cross‑sell Credit Union services and products actively in an appropriate, professional manner, meeting Credit Union standards. This includes outbound call expectations pertaining to CRM and other call list leads. Counsel members regarding money management and financial matters. Including communicating loan denials, explaining decisions, and providing direction for future consideration. Perform timely and accurate lending functions and offer lending solutions of all varieties including HELOC and Business Lending. Build and maintain a book of business to help improve present, past, and future member relationships. Proactively build and manage a pipeline that drives progress for the benefit of the members financial well‑being. Perform new account functions, explain various account and ownership options, and obtain the required information and documentation. Cross‑sell electronic services and assist members in setting up electronic services enrollment and understanding the e‑statement process. Ensure that the Credit Union’s quality and professional reputation is projected and maintained. Stay informed regarding policy and procedure updates as well as local and national banking and lending trends. Qualifications Experience working in an environment with individual and team goals preferred. Strong interpersonal skills. Courtesy and tact are essential elements of the job. Work involves personal contact with members and others inside and outside the organization. Equal employment opportunity, including veterans and individuals with disabilities. #J-18808-Ljbffr Advia Credit Union