Government Underwriter
$42 - $54 per hourFull-time
eLEND
Role Description
The Government Underwriter is responsible for analyzing, evaluating, and approving FHA, VA, USDA, and Conventional mortgage loan applications while ensuring compliance with agency, investor, and company guidelines.
- Analyze FHA, VA, USDA, and Conventional mortgage loan applications to determine creditworthiness and eligibility.
- Review loan-to-value (LTV), debt-to-income (DTI), credit reports, income documentation, assets, employment history, and supporting documentation.
- Calculate borrower income and evaluate repayment capacity.
- Review DU, LPA, and agency underwriting findings.
- Structure loans that meet agency, investor, and company guidelines.
- Identify potential credit risks and make sound underwriting decisions.
- Issue loan approvals, suspensions, and denials with clear underwriting conditions.
Qualifications
- Minimum of 5+ years of Government Mortgage Underwriting experience.
- Strong knowledge of FHA, VA, USDA, and Conventional underwriting guidelines.
- Excellent analytical and credit risk assessment skills.
- Strong decision-making and problem-solving abilities.
- High attention to detail and commitment to quality.
- Excellent verbal and written communication skills.
- Strong organizational and time management skills.
- Ability to manage multiple priorities in a fast-paced environment.
- Passion for mentoring others and growing into a leadership role.
- Positive attitude with a collaborative, team-first mindset.
Requirements
- DE (Direct Endorsement) Certification preferred.
- VA SAR/LAPP authority preferred.
- Experience underwriting FHA, VA, USDA, and Conventional loans.
- Experience using Encompass Loan Origination System.
- Prior experience mentoring or training teammates.
- Experience working in a high-volume production underwriting environment.
- Knowledge of investor overlays and Quality Control processes.
- Leadership experience or demonstrated leadership potential strongly preferred.
Benefits
- Competitive base pay- $42.00-$54.00/hr
- Performance-based incentive opportunities
- Leadership development and internal promotion opportunities
- Comprehensive Medical, Dental & Vision Coverage
- 401(k) Program with company match
- Paid Time Off & Company Holidays
- Professional Development & Continuing Education
- Career Growth within Mortgage Operations and Underwriting Leadership
- Collaborative, innovative, and high-performing team environment
Vacancy posted 22 days ago
Similar jobs that could be interesting for youBased on the Government Underwriter in Remote vacancy
- ...we continue to grow and expand our business to the Non-Delegated Correspondent Channel! Job Description Job Title: Senior Government Underwriter Department: Agency Operations Reports To: Agency Operations Manager PRIMARY FUNCTIONS: The Underwriter (UW) applies necessary...SuggestedWork at officeRemote work
HomeXpress Mortgage Corp
Santa Ana, CA1 day ago $80k - $110k
...impact of your actions. Shape the future of trade with us. Join our Happeners! Job Description THE ROLE We are looking for a Risk Underwriter to join our team. As a member of the US Risk Underwriting team you will be expected to perform the following: Realize counterpart...SuggestedPermanent employmentFull timeContract workRemote work$49.5k - $80k
Job Title: Associate Underwriter Location: USA - Remote Reports To: Underwriter Supervisor Employment Type: Full Time Job Requisition... ...RMA and RSOs. Ensure compliance with organization policies and government regulations including all deadlines associated with sales...SuggestedFull timeWork experience placementLocal areaRemote work- ...together. Essential Functions: Maintains and grows a profitable book of business for assigned middle market territory adhering to underwriting authority. Evaluates accounts for risk selection and pricing purposes. Analyzes exposure, company and region risk appetite,...SuggestedFull timeWork at officeLocal area
$26 - $30 per hour
Come join our amazing team and work remote from home! The Loss Mitigation Underwriter II will be responsible for underwriting loss mitigation applications in accordance with Treasury, Company and Investor guidelines while following company’s policies and procedures under...SuggestedHourly payFull timeRemote workWork from home$103.22k - $136.11k
UFG is looking for a Sr. Production Underwriter to join our Southwest Region in a multi-line, multi-industry opportunity. In this role you will be responsible for attracting and underwriting middle market business, deploying effective account management while fostering...Full timeContract workTemporary workWork at officeLocal areaRemote work$37.22 - $55.83 per hour
Role Description The Underwriter III plays an important role in the organization by performing a number of activities related to the company... ...loans according to company, secondary market investor, and government agency standards. This includes ensuring condominium project...Full timeLocal areaGuild Mortgage
Remote21 days ago- ...external (e.g., agency) policies and procedures [e.g., automated underwriting systems such as Desktop Underwriter (DU)] Knowledge of FHA,... ...DocMagic, and Adobe Expert knowledge of conventional and government loan underwriting and selling guidelines (e.g. Ginnie Mae,...Full timeWork at officeRemote workMonday to Friday
- ...Job Description Job Description We are seeking a Government Underwriter to join a well established Mortgage/Financial services company. This is a 100% remote position. The ideal candidate will have 10+ years of experience, D.E./CHUMS ceritifcation and conventional...Remote workRelocation package
$82.1k - $172.5k
...requests within approved loan authority. Assist junior loan underwriters through the loan decision process, offering expertise on financial... ...credit and eligibility policies, ensuring compliance with government regulations and the SBA guaranty. ~Maintain an in-depth...Full timeWork experience placementWork at officeFifth Third Bank
Remote22 days ago$48.45k - $75.09k
...Description Real Property Appraiser - Tax Department The Job Carteret County Government is seeking Real Property Appraisers to join the Tax Department. Do you have real estate or tax valuation experience? If you have excellent customer service skills, a positive...Full timeWork at officeLocal areaCarteret County, NC
Beaufort, NC4 days ago$60k - $100k
...Itlearn360 is seeking an Underwriter Broker for E&S Insurance in Arizona. This remote position requires candidates with over 2 years of experience in wholesale broker/underwriting, and strong agency contacts. The salary ranges from $60,000 to $100,000 annually. The...Remote workItlearn360
Phoenix, AZ2 days ago- ...small business providing Engineering & Research, Cyber, C5ISR, Program & Acquisition Management services and solutions to a diverse government and industry client base. We are a stable and growing company who offers our employees a rich benefits package, supportive and...Long term contractFull timeContract workPart timeWork at officeFlexible hours
Applied Technologies Group, Inc.
Huntsville, AL2 days ago - ...Munich Reinsurance America, Inc. is seeking an experienced underwriter to independently underwrite facultative life reinsurance cases in a remote US setting, applying sound judgment on medical, nonmedical, and financial risks. You will provide timely decisions with clear...Remote work
Munich Reinsurance America, Inc.
Atlanta, GA21 hours ago $250k
...Conduct audits and re-underwrites policies to assess quality of Under Writer decisions on accounts and to execute initiatives on specific segments of the book of business. Ideal candidates would have 5+ years of direct carrier individual life underwriting experience...Full timeContract workTemporary workRemote workFlexible hoursTEKsystems
Appleton, WI4 days ago- ...Acquisition and Contract Support Assist in preparing, reviewing, and maintaining Statements of Work (SOWs), Independent Government Cost Estimates (IGCEs), business cases, justifications, and other acquisition materials. Support contract closeout and ensure...Contract workTemporary workFor contractorsFor subcontractorWork at officeLocal areaRemote work
PolyCon Solutions
Washington DC21 hours ago - ...American Integrity Insurance and our job opportunities at Participate in the renewal and new business activities that support underwriting decisions which are consistent with growth, retention and expense management goals. Review and critique new and renewal business...Work from home
American Integrity Insurance
Tampa, FL2 days ago $23 - $26 per hour
...A leading mortgage service provider is seeking a Loss Mitigation Underwriter I to handle the underwriting of loan modifications. This entry-level position involves analyzing loan applications according to established guidelines and ensuring compliance with relevant laws...Hourly payRemote workCarrington
Topeka, KS3 days ago$60k - $70k
...Medical Stop Loss Underwriter - Remote! A growing and innovative organization in the healthcare insurance and risk solutions space is seeking a detail-oriented and analytical Medical Underwriting Analyst to support its Stop Loss underwriting team. This role plays a critical...Immediate startRemote workDaley and Associates
Villa Park, IL3 days ago$62.7k
...characteristics to assess risk for a book of business consisting of standard small and mid-sized clients in conformance with established underwriting policies, practices, and standards. May prepare a variety of reports to support developed rating actions. The incumbent will...Contract workFor contractorsWork at officeLocal areaHighmark Health
New York, NY1 day ago$55.2k - $120.33k
...Overview IAT Insurance Group is seeking a highly skilled Commercial Surety Underwriter to join our team in Anaheim, California. For the ideal candidate, we are open to remote work from Washington or Oregon, or from our Bellevue location. This position supports our Pacific...Contract workWork at officeRemote workHome officeLE0019 IAT Insurance Group, Inc
Anaheim, CA4 days ago$100k - $120k
...Join to apply for the Underwriter - Cyber Risks role at Beazley 1 week ago Be among the first 25 applicants Join to apply for the Underwriter - Cyber Risks role at Beazley General Job Title: Underwriter - Cyber Risks Division: Cyber Risks Key Relationships: Brokers, underwriters...Full timeContract workTemporary workWork at officeImmediate startHome officeFlexible hoursBeazley
Addison, TX4 days ago- ## Underwriter IIApplyremote type: Hybrid Workinglocations: Vero Beach, FL, USA: Tampa, FL, USAtime type: Full timeposted on: Posted Todayjob requisition id: R26\_0000001811Built on meritocracy, our unique company culture rewards self-starters and those who are committed...Work at officeLocal areaRemote work
Brown & Brown
Vero Beach, FL2 days ago $85k - $130k
...marketplace. The ideal candidate will have strong in‑person marketing skills, experience in Construction, Real Estate, or Manufacturing underwriting and established relationships within the E&S market (open to primary retail backgrounds as well). This will be a hybrid position...Temporary workRemote workArch Insurance Group Inc
Los Angeles, CA21 hours ago$500 - $2,000 per month
...assist with applications. Manage Follow-Up (2 hrs/week) Coordinate with insurance carriers and support clients through the underwriting process to ensure a smooth experience. Who We’re Looking For Self-motivated and coachable individuals Strong work ethic...Full timePart timeRemote workFlexible hours2 days per weekSpieldenner Financial Group
United States21 hours ago$150k - $300k
...relevant experience to a new industry, join our team as we help shape a brighter way forward.We are currently seeking an experienced **Underwriter**to join our **JLL Capital Markets-Multifamily Debt Team**.The Underwriter must demonstrate the ability for detail, organization...Local areaNight shiftJones Lang LaSalle Incorporated
Chicago, IL2 days ago- ...Responsibilities Learn various insurance coverages and contracts along with company philosophy and procedures in order to make underwriting decisions. Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning...Local areaWork from home3 days per week
Auto-Owners Insurance
Arizona City, AZ21 hours ago $24 - $26 per hour
A mortgage services company is seeking a Loss Mitigation Underwriter I to work remotely. This entry-level role involves underwriting loan modification applications, ensuring compliance with guidelines, and performing detailed analyses of loans. Candidates should possess...Hourly payRemote workCarrington
Providence, RI21 hours ago$60k - $80.3k
...Credit Underwriter AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory...Full timeWork at officeRelocationHome officeRelocation packageAgWest
Spokane, WA3 days ago$60k - $90k
...Eagle Harbor, LLC, a subsidiary of Three Saints Bay, LLC, and a Federal Government Contractor industry leader, is seeking an Acquisition Specialist / Technical Writer. Position Responsibilities: Develop, review, and refine Statements of Work (SOWs), Performance...Contract workFor contractorsLocal areaThree Saints Bay
Washington DC1 day ago
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Government Underwriter. Be the first to apply!
