Financial Analyst II

Financial Analyst II

You are a detail-oriented and analytical finance professional with strong financial reporting, modeling, and data analysis skills. You excel at translating complex financial data into meaningful insights that support strategic decision-making, business growth, and profitability. With expertise in financial systems, forecasting, reporting, and process improvement, you partner effectively across the organization to deliver accurate analysis, maintain regulatory compliance, and drive continuous improvement.

Support strategic financial initiatives to aid in the achievement of multi-year ongoing financial objectives to support the financial position, growth, and profitability of the Credit Union, through effective long-term capital management.

Assist in the routine preparation of financial reports for the Credit Union including, but not limited to, information for management reports analyzing financial performance by channels, markets, and peers.

Analyze the monthly financial statements and reports, and communicate variances and relevant findings in support of the financial plan.

Maintain a thorough understanding of the general ledger accounts, components of the balance sheet, income statement, key ratios, products, and other pertinent financial data.

Using PowerBI and/or Excel, aggregate multiple data sources into a single story to summarize the results of a review into actionable points for Senior Management to support business decision-making.

Assist with requirement gathering using interviews, document analysis, use cases, scenarios, and workflow analysis.

Learn and gain an understanding of lending/deposit rates, policies and procedures impacting responsibilities.

Update procedures in response to changes in operational activities or technological upgrades.

Perform reviews or validations of other Financial Analyst work prior to, or in lieu of, review by Team Leadership.

Ensure compliance with applicable standards, rules, regulations, and systems of internal control.

Conduct ad hoc market research, special studies, reviews, analyses, and all other duties as assigned.

Update and maintain financial models including, but not limited to profitability and pricing models through scenario and breakeven point analyses.

Analyze financial results and synthesize through written reports or dashboards, with clean and concise visual charting.

Prepare or create ad hoc financial models, analyses, spreadsheets, visualizations, and presentations that effectively present data and analytical findings for management as reference for strategic decisions, committee review, and other information requests.

Continue to expand on an understanding of lending/deposit rates, policies and procedures impacting responsibilities.

Perform reviews or validations of Financial Analyst I work prior to, or in lieu of, review by Team Leadership.

Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.

Perform other duties as assigned.

Specializations in this position may include one or more of the following: General Ledger Accounting, Financial Reporting, Lending (Real Estate Secured/Personal Loan/Vehicle Secured/Credit Cards), Marketing, Business Banking, Treasury Functions, Pricing (Loans and Deposits), Compliance Reporting, Loan Portfolio Analysis, Membership Analysis.

Bachelor's Degree in area of specialty (Accounting, Mathematics, Business Administration, Information Technology or similarly quantitative/analytical degrees). Equivalent work experience with required knowledge/skills may be substituted for other degree types required.

1+ years of progressive finance or relevant accounting experience required.

1+ years of Analytical Experience required.