Business Banker

Business Banker (LO) in Consumer Banking and LendingWells Fargo is seeking a Business Banker (LO) in Consumer Banking and Lending. As a Business Banker (LO) you will be responsible for building, maintaining, and growing relationships with business banking clients in the branches. Individuals have frequent interactions with clients to understand and meet their needs. Learn more about the career areas and business divisions at wellsfargojobs.com.In this role, you will:Manage and grow a portfolio of low to moderately complex business clients; typically, $500K to $2MM in annual sales, by owning the full client journey from onboarding to deepening relationships and acquiring new clients while delivering a branded, client-centric experience that drives growth and positions the bank as a trusted partnerUnderstand and offer a suite of financial solutions and digital services available through Wells Fargo to meet the needs of our business clients, leveraging available tools and positioning yourself as a product expert to deliver tailored, impactful recommendationsDevelop strong understanding of each client's goals, and financial needs by analyzing their operations and priorities; provide tailored financial recommendations that align with their objectives while staying compliant with policies and proceduresAct as a trusted advisor by offering a full range of products and services including business accounts, credit, treasury services, and digital toolsActively prospect and network to build strong relationships with both external and internal partners to drive high-quality referrals and grow the small business customer base; collaborate with all internal banking channels to support business owners to gain entire relationshipPartner with Relationship Managers and Lending Officers for complex structures and ensure alignment with underwriting policies and risk guidelinesThis LO position has customer contact and job duties which may include needs assessing and referring those customers interested in a dwelling secured product to a SAFE team member. This position includes assisting customers without taking an application and without offering or negotiating terms of a dwelling secured transaction. Individuals in a LO position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations belowRequired Qualifications:2+ years of financial services, sales, or customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:2+ years of in-branch business banking experience1+ year of experience managing a dedicated book of small business customers across assigned territoryProficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleaguesExperience using strong business acumen to provide financial services consultation to business customersExtensive knowledge and understanding of bank lending programs, credit policies, and specialty productsHigh motivation with ability to successfully meet team objectives while maintaining individual performanceAbility to manage expectations and conduct follow-ups with customers and Wells Fargo partnersCustomer service focus with experience handling complex transactions across multiple systemsKnowledge and understanding of retail compliance controls, risk management, and loss preventionAbility to educate and connect customer to technology and share the value of mobile banking optionsAbility to interact with integrity and professionalism with customers and employeesExperience mentoring and peer-coaching othersBilingual Spanish a plusJob Expectations:This position is not eligible for Visa sponsorship.This position requires LO registration at the time of employment. Wells Fargo will initiate the LO registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.Location:101 Forum Dr, COLUMBIA, SC 29229Location disclaimer: Banker placements may occur within a 10-mile radius of the branch to which the candidate applies.