Lead Data Scientist

Lead Data Scientist

The Data Scientist role at Bread Financial is responsible for generating data-driven insights to support enterprise data science needs within the organization. The Lead Data Scientist is pivotal in generating insights and supporting the enterprise's data science needs, as well as enhancing the team's industry competence through research in Artificial Intelligence (AI).

Essential Job Functions

• Lead the design, build, deployment, and periodic maintenance of AI solutions. - (30%)
• Build strong relationships with internal business partners to drive the delivery of enterprise solutions. - (20%)
• Establishing and executing the framework for engaging enterprise partners to plan new AI solutions. - (15%)
• Assisting with documentation, compliance, model governance, and maintenance of AI solutions. - (15%)
• Research advanced modeling and AI techniques to improve predictive modeling and maintain business acumen in relevant industries. - (10%)
• Training and mentoring to junior Data Scientists. Lead projects as needed or required - (10%)

Minimum Qualifications

• Bachelor's Degree in Statistics, Mathematics, Engineering, Data Science, Computer Science, or Economics
• 8 - 10 years experience in building sophisticated models using machine learning, segmentation, time series, and other advanced analytics methodologies.

Preferred Qualifications

• Master's Degree or PhD in Statistics, Mathematics, Computer Science, Data Science, Engineering, Economics, or other quantitative fields
• Advanced machine learning modeling and/or technical expertise in developing market differentiation data science products.
• Experience in bank card/credit card business, consulting, retail, marketing, loyalty, and/or financial services.
• Knowledge of Conjoint Analysis

Skills

• Data Manipulation
• Machine Learning
• Python (Programming Language)
• R Statistics
• Statistical Analysis
• Statistics
• Time Series Analysis
• Cloud Environment
• Conjoint Analysis
• Agentic AI

Reports To: Senior Manager and above Direct Reports: 0 Work Environment

• Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

Travel

• Ability to travel up to 5% annually

Physical and Mental Requirements To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.

• Communicate/Hearing
• Communicate/Talking
• Stationary Position/Seated
• Typing/Writing
• Focus and complete tasks in situations that have a speed or productivity metric
• Maintain focus in high pressure or fast-paced work environment

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

Salary Range (unless otherwise noted below):

$125,400.00 - $200,600.00

Full Salary Range for position:

California: $144,200.00 - $250,800.00 Colorado: $125,400.00 - $220,700.00 New York: $137,900.00 - $250,800.00 Washington: $137,900.00 - $230,700.00 Maryland: $137,900.00 - $220,700.00 Washington DC: $144,200.00 - $230,700.00 Illinois: $125,400.00 - $220,700.00 New Jersey: $144,200.00 - $230,700.00 Vermont: $125,400.00 - $200,600.00 Ohio: $125,400.00 - $200,600.00 Maine: $125,400.00 - $200,600.00 Connecticut: $137,900.00 - $220,700.00 Virginia: $125,400.00 - $200,600.00

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

You must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization. The Company cannot offer employment to F-1 (student) visa holders.