Portfolio Manager

The Portfolio Manager II role is positioned within Credit Administration and is integral to the success of each line of business it supports, helping to drive the strategic vision set forth by Texas Capital Bank. This position will support the Middle Market line of business within the bank, own the underwriting process for all credit requests, and work closely with Analysts, Associates, and Relationship Managers to determine and evaluate potential risks and identify cross‑sell opportunities. We offer a comprehensive benefits package that includes health insurance, a wellness program, fertility and family‑building aids, life and disability insurance, a retirement savings plan with a generous 401(k) match, paid leave, holidays, and PTO. Responsibilities Oversight of credit‑related responsibilities for Analysts and Associates, including financial statement spreading and validation of underwriting models. Responsible for risk rating assessment and periodic relationship reviews. Partner with Relationship Manager in credit agreement review and negotiation. Ownership of all credit approvals—new customers, modifications, renewals, increases, and risk assessments. Identification of key risks and issues for each credit request, including potential mitigants. Ownership of policy exception identification. Direct and manage portfolio reviews. Validate covenant compliance and manage covenant updates. Ownership of post‑approval modifications to ensure accurate reporting of credit exposure. Client management, including day‑to‑day needs, contact meetings, and site visits (direct client contact is expected). Client management in Salesforce. Oversight and in‑depth analysis of macroeconomic conditions, industry trends, and changes in lending practices. Ownership of portfolio reporting and analytics: grade migration, past‑dues, exceptions, coming‑due maturities, etc. Identify cross‑sell opportunities. Partner with Special Assets Group for credit requests as needed. Lead and/or support key initiatives to improve delivery of credit solutions for clients and prospects. Qualifications Bachelor’s degree in Finance, Accounting, Commercial Banking, or a related program. 5+ years of experience in Commercial or Corporate Banking with formal Credit training. Exceptional writing, interpersonal, and communication skills. Extraordinary levels of motivation and initiative. Team player who thrives in a fast‑paced, collaborative environment and builds relationships across the organization. Strong Microsoft Office skills, including Outlook, Excel, and PowerPoint, for reports, memos, and presentations. Passion for financial services and delivering superior client experiences. Proven leadership skills and community involvement. Equal Employment Opportunity Statement Texas Capital Bank is an Equal Opportunity Employer. #J-18808-Ljbffr Texas Capital Bank