Commercial Loan Officer

Job Description

Job Description

Harrison Gray Search has partnered with a bank with a deep heritage to find its next Commercial Loan Officer in Southwest Texas.

This position will manage an existing loan portfolio and be an integral part of the bank's commercial lending team.

Essential Functions and Basic Duties

• Service and maintain a large existing commercial loan portfolio. 
• Actively seek and promote new commercial loans and bank product opportunities within current loan portfolio and with new prospects.
• Exhibit excellent interpersonal and communication skills. Positively represent the bank’s brand to customers, in the industry, professional associations, community/civic organizations, and local business groups.
• Effectively manage the current loan portfolio to include obtaining updated financial/covenant information, evaluating the continued credit condition/repayment ability and collateral position.  
• Be familiar with all types of collateral and the related detailed legal requirements to secure commercial loans.
• Make frequent outside calls to clients and prospects.
• Be a team player who builds rapport within the bank and with customers. Represent the bank’s legacy and its corporate mission, vision, and core values.  

Requirements

• Bachelor’s degree (accounting, finance, and/or business) and 10+ years in commercial lending experience are preferred.
• Be able to become proficient with the bank’s loan and credit underwriting systems. 
• Have strong oral/written communication and interpersonal skills that provide the ability to work well with all levels of the organization.
• Have strong, accurate credit underwriting with equal financial and cash flow analytical skills.
• Able to work independently, multitask, adapt, prioritize, and find solutions as well as think and act proactively.

Compensation & Benefits

• Full health benefits
• 401 (k) with a discretionary match
• Robust PTO
• Strong base compensation, along with participation in competitive ICP

This role is 100% onsite in Uvalde, TX. Relocation assistance may be available.