Merchant Acquiring Risk & Governance Manager

Role: Merchant Acquiring Risk & Governance Manager

Location: Spring, TX (Hybrid)

Job type: Full Time

We are seeking an experienced Merchant Acquiring Risk & Governance Manager to support risk oversight, governance, and compliance initiatives across merchant acquiring and payments operations. You will partner closely with business, compliance, operations, and third-party partners to ensure acquiring activities align with card network rules, regulatory requirements, and internal risk standards.

Key Responsibilities:

• Oversee merchant acquiring risk and governance activities across payment operations
• Monitor compliance with Visa, Mastercard, and card network operating regulations
• Conduct risk assessments covering operational, compliance, fraud, and reputational risk
• Support governance frameworks, controls, KRIs, issue tracking, and remediation activities
• Review merchant onboarding, underwriting, MCC assignments, and high-risk merchant activity
• Monitor chargeback, fraud, and network compliance programs and escalate issues as needed
• Support audits, regulatory exams, and card network inquiries
• Partner with fintechs, ISOs, PayFacs, processors, and third-party vendors to ensure compliance and operational alignment
• Develop and maintain policies, procedures, and governance documentation

Qualifications:

• 5+ years of exp in merchant acquiring, payments risk, governance, or compliance
• Strong understanding of merchant acquiring, PayFac, card network rules, and payments operations
• Exp with risk assessments, controls, remediation, and governance reporting
• Knowledge of Visa/Mastercard operating regulations, fraud monitoring, chargebacks, and merchant risk
• Exp within banking, fintech, payment processors, or regulated financial environments preferred